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Carthage Savings and Loan, N.A. Locations & Branches Carthage, New York
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Carthage Savings and Loan, N.A. operates 3 branches from its headquarters in Carthage, NY, .
Carthage Savings and Loan, N.A. branch network
All 3 branches are in NEW YORK, across 3 cities. Its largest office by deposits is its main office in Carthage, NY, with $171.2M (66.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Carthage Savings and Loan, N.A. at a glance
Its CET1 capital ratio was 25.26% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $312.1M
- CET1 ratio, Q2 2026
- 25.26%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1888
Full financial profile · Is Carthage Savings and Loan, N.A. safe? · Carthage Savings and Loan, N.A. Q3 2026 call report, filed October 26, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Carthage, NY (1 branch) | 1 of 2 | 70.9% | $171.2M |
| State: NY (3 branches) | 122 of 176 | <0.1% | $257.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Carthage Savings and Loan, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jefferson, NY (2 branches) | 3 of 8 | 11.2% | $241.7M | $2.15B |
| Lewis, NY (1 branch) | 3 of 3 | 4.3% | $15.6M | $367.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Watertown-Fort Drum, NY (2 branches) | 3 of 8 | 11.2% | $241.7M | $2.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Carthage Savings and Loan, N.A. (main office) | Carthage, NY | 13619 | $171.2M |
| Watertown Branch | Watertown, NY | 13601 | $70.5M |
| Croghan Branch | Croghan, NY | 13327 | $15.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28942) · FFIEC NIC profile (RSSD 900678)