Bank routing number ยท La Porte City, Iowa
Cedar Valley Bank & Trust Routing Number (ABA): 073914864
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The Cedar Valley Bank & Trust routing number is 073914864. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Cedar Valley Bank & Trust at a glance
Its CET1 capital ratio was 12.72% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $126.3M
- CET1 ratio, Q2 2026
- 12.72%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1906
Full financial profile · Is Cedar Valley Bank & Trust safe? · Cedar Valley Bank & Trust call report · Branch locations
Cedar Valley Bank & Trust routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073914864 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Cedar Valley Bank & Trust publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1486, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cedar Valley Bank & Trust
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cedar Valley Bank & Trust checks or in its online banking. Ask the bank for wire instructions (www.cedarvalleybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cedar Valley Bank & Trust
Cedar Valley Bank & Trust is headquartered in La Porte City, Iowa and was established in 1906. It is in the WATERLOO-CEDAR FALLS, IA metro area. It reported $126.3M in total assets and $114.5M in deposits for Q2 2026, the 179th largest of the 225 banks headquartered in Iowa. See the largest banks in Iowa by total assets. It reports 2 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 073914864 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1486, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 17 + 7 x 14 + 11 = 160, a multiple of 10, so 073914864 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cedar Valley Bank & Trust routing number?
The Cedar Valley Bank & Trust routing number is 073914864. It is the primary ABA routing transit number registered to Cedar Valley Bank & Trust, headquartered in La Porte City, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Cedar Valley Bank & Trust wire routing number?
This page lists the primary routing number registered to Cedar Valley Bank & Trust. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cedar Valley Bank & Trust before sending a wire.
Is ABA number 073914864 the routing number for Cedar Valley Bank & Trust?
Yes. It is the primary routing number registered to Cedar Valley Bank & Trust.
Which bank uses routing number 073914864?
It belongs to Cedar Valley Bank & Trust, headquartered in La Porte City, IA. It is the bank's primary ABA routing number (FDIC certificate 14694).
Routing numbers of similar-size institutions in Iowa
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- First State Bank: 073920874
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- North Iowa Community Credit Union: 273975564
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- First State Bank: 073921967
- Bank, Pocahontas, IA
- Pocahontas State Bank: 073920683
- Bank, Iowa City, IA
- Farmers & Merchants Savings Bank: 073907541
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- Solon State Bank: 073921446
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- Farmers Savings Bank: 073916532
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- United Bank & Trust Co.: 073922843
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Regulator records: FDIC BankFind (cert 14694) · FFIEC NIC profile (RSSD 1014246)