Bank routing number ยท Bells, Texas
Cendera Bank Routing Number (ABA): 111909391
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The Cendera Bank routing number is 111909391. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Cendera Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.25% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $257.6M
- Tier 1 leverage ratio, Q2 2026
- 11.25%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 3 FDIC institution directory, current count
- Established
- 1904
Full financial profile · Is Cendera Bank safe? · Branch locations
Cendera Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 111909391 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Cendera Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 0939, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cendera Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cendera Bank checks or in its online banking. Ask the bank for wire instructions (http://cenderabank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cendera Bank
Cendera Bank is headquartered in Bells, Texas and was established in 1904. It is in the SHERMAN-DENISON, TX metro area. It reported $257.6M in total assets and $228.5M in deposits for Q2 2026, the 233rd largest of the 346 banks headquartered in Texas. See the largest banks in Texas by total assets. It reports 3 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 111909391 mean
The first four digits, 1119, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 0939, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 13 + 7 x 10 + 11 = 120, a multiple of 10, so 111909391 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cendera Bank routing number?
The Cendera Bank routing number is 111909391. It is the primary ABA routing transit number registered to Cendera Bank, headquartered in Bells, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Cendera Bank wire routing number?
This page lists the primary routing number registered to Cendera Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cendera Bank before sending a wire.
Is ABA number 111909391 the routing number for Cendera Bank?
Yes. It is the primary routing number registered to Cendera Bank.
Which bank uses routing number 111909391?
It belongs to Cendera Bank, headquartered in Bells, TX. It is the bank's primary ABA routing number (FDIC certificate 3098).
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Regulator records: FDIC BankFind (cert 3098) · FFIEC NIC profile (RSSD 89957)