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Cendera Bank Locations & Branches Bells, Texas
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Cendera Bank operates 3 branches from its headquarters in Bells, TX, .
Cendera Bank branch network
All 3 branches are in TEXAS, across 3 cities. Its largest office by deposits is its main office in Bells, TX, with $160.7M (70.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Cendera Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.25% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $257.6M
- Tier 1 leverage ratio, Q2 2026
- 11.25%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1904
Full financial profile · Is Cendera Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bells, TX (1 branch) | 1 of 1 | 100.0% | $160.7M |
| State: TX (3 branches) | 281 of 441 | <0.1% | $228.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Cendera Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Grayson, TX (1 branch) | 6 of 17 | 3.9% | $160.7M | $4.10B |
| Tarrant, TX (1 branch) | 63 of 73 | <0.1% | $38.2M | $65.88B |
| Smith, TX (1 branch) | 19 of 28 | 0.3% | $29.6M | $9.01B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sherman-Denison, TX (1 branch) | 6 of 17 | 3.9% | $160.7M | $4.10B |
| Dallas-Fort Worth-Arlington, TX (1 branch) | 151 of 165 | <0.1% | $38.2M | $731.99B |
| Tyler, TX (1 branch) | 19 of 28 | 0.3% | $29.6M | $9.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cendera Bank (main office) | Bells, TX | 75414 | $160.7M |
| Cendera Fort Worth Branch | Fort Worth, TX | 76107 | $38.2M |
| Tyler Branch Office | Tyler, TX | 75701 | $29.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3098) · FFIEC NIC profile (RSSD 89957)