Branch Network
Central State Bank Locations & Branches Calera, Alabama
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Central State Bank operates 7 branches from its headquarters in Calera, AL, .
Central State Bank branch network
All 7 branches are in ALABAMA, across 5 cities. Calera, AL has the most of its branches, 3. Its largest office by deposits is its main office in Calera, AL, with $527.4M (65.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Central State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 8.98% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $890.7M
- Tier 1 leverage ratio, Q2 2026
- 8.98%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1916
Full financial profile · Is Central State Bank safe? · Central State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Calera, AL (3 branches) | 1 of 2 | 92.2% | $594.3M |
| State: AL (7 branches) | 33 of 131 | 0.6% | $810.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
Central State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Shelby, AL (6 branches) | 2 of 22 | 17.0% | $781.5M | $4.60B |
| Tallapoosa, AL (1 branch) | 9 of 9 | 3.2% | $28.8M | $909.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Birmingham-Hoover, AL (6 branches) | 11 of 46 | 1.5% | $781.5M | $52.49B |
| Alexander City, AL (1 branch) | 9 of 9 | 3.2% | $28.8M | $909.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Central State Bank (main office) | Calera, AL | 35040 | $527.4M |
| Pelham Branch | Pelham, AL | 35124 | $84.9M |
| Alabaster Office Branch | Alabaster, AL | 35007 | $81.9M |
| Calera Branch | Calera, AL | 35040 | $45.9M |
| Alexander City Office Branch | Alexander City, AL | 35010 | $28.8M |
| Limestone Office Branch | Calera, AL | 35040 | $21.0M |
| Greystone Office Branch | Birmingham, AL | 35242 | $20.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 72) · FFIEC NIC profile (RSSD 353238)