Branch Network
Central State Bank Locations & Branches State Center, Iowa
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Central State Bank operates 3 branches from its headquarters in State Center, IA, .
Central State Bank branch network
All 3 branches are in IOWA, across 3 cities. Its largest office by deposits is its main office in State Center, IA, with $355.3M (76.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Central State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.43% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $557.8M
- Tier 1 leverage ratio, Q2 2026
- 10.43%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is Central State Bank safe? · Central State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: State Center, IA (1 branch) | 1 of 1 | 100.0% | $355.3M |
| State: IA (3 branches) | 59 of 261 | 0.4% | $465.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Central State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Marshall, IA (1 branch) | 1 of 11 | 25.6% | $355.3M | $1.39B |
| Story, IA (1 branch) | 11 of 21 | 2.6% | $80.7M | $3.10B |
| Dallas, IA (1 branch) | 19 of 28 | 1.2% | $29.9M | $2.54B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Marshalltown, IA (1 branch) | 1 of 11 | 25.6% | $355.3M | $1.39B |
| Ames, IA (1 branch) | 12 of 26 | 2.1% | $80.7M | $3.83B |
| Des Moines-West Des Moines, IA (1 branch) | 49 of 57 | <0.1% | $29.9M | $37.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Central State Bank (main office) | State Center, IA | 50247 | $355.3M |
| Ames Branch | Ames, IA | 50010 | $80.7M |
| West Des Moines Branch | West Des Moines, IA | 50266 | $29.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10903) · FFIEC NIC profile (RSSD 607146)