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Branch Network

Champlain National Bank Locations & Branches Elizabethtown, New York

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Champlain National Bank operates 10 branches from its headquarters in Elizabethtown, NY, .

Champlain National Bank branch network

All 10 branches are in NEW YORK, across 9 cities. Plattsburgh, NY has the most of its branches, 2. Its largest office by deposits is the Willsboro Branch office in Willsboro, NY, with $132.2M (29.8% of its branch deposits). It had the same number of branches on June 30, 2025.

Champlain National Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.87% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$497.1M
Tier 1 leverage ratio, Q2 2026
10.87%
Deposit insurance
FDIC
Regulator
OCC
Latest call report
Q2 2026, FFIEC 051
Established
1934

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Elizabethtown, NY (1 branch) 1 of 1 100.0% $28.6M
State: NY (10 branches) 108 of 176 <0.1% $443.9M

Ranked by total assets among banks headquartered in the state: Largest banks in New York.

Share by county and metro area

Champlain National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Essex, NY (6 branches) 1 of 5 37.5% $320.9M $855.5M
Clinton, NY (3 branches) 6 of 8 5.4% $112.5M $2.10B
Franklin, NY (1 branch) 6 of 6 1.4% $10.5M $737.4M

Metro areas

Metro area Rank Deposit share Deposits Metro total
Plattsburgh, NY (3 branches) 6 of 8 5.4% $112.5M $2.10B
Malone, NY (1 branch) 6 of 6 1.4% $10.5M $737.4M
Branch Location ZIP Deposits
Willsboro Branch
Willsboro, NY
12996 $132.2M
Keene Branch
Keene, NY
12942 $82.4M
West Plattsburgh Branch
Plattsburgh, NY
12901 $41.6M
Plattsburgh Branch
Plattsburgh, NY
12901 $39.7M
Champlain Branch
Champlain, NY
12919 $31.2M
Champlain National Bank (main office)
Elizabethtown, NY
12932 $28.6M
Lake Placid Branch
Lake Placid, NY
12946 $28.4M
Westport Branch
Westport, NY
12993 $26.5M
Crown Point Branch
Crown Point, NY
12928 $22.7M
Saranac Lake Branch
Saranac Lake, NY
12983 $10.5M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.