Chester National Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 18.1% in Q2 2026, from $3.3M to $3.9M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Chester National Bank is 237th of 323 on total deposits, $118.3M as of Q2 2026, below the middle of the field. Chester National Bank's total deposits of $118.3M is well below the $277.3M median for banks in the $100M-1B asset tier, a gap of 57% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $118.3M |
| Domestic office deposits | $118.3M |
| Foreign office deposits | — |
| Deposits to total assets | 94.10% |
| Deposits to total liabilities | 99.97% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $13.5M |
| Savings deposits | $8.5M |
| Transaction accounts to domestic deposits | 19.03% |
| Time deposits | $14K |
| Time deposits under $100k | $6.3M |
| Time deposits $100k to $250k | $3.9M |
| Time deposits over $250k | $6.0M |
| Noninterest-bearing share of deposits | 11.42% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $112.3M |
| Core deposits to total deposits | 94.96% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.51% |
| Interest expense on deposits | $386K |
| Loans and leases to core deposits | 55.22% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $59.9M | 93.03% | 0.00% | 1.11% |
| Q4 2023 | $58.0M | 89.88% | 0.00% | 1.38% |
| Q1 2024 | $62.3M | 89.39% | 0.00% | 1.47% |
| Q2 2024 | $70.4M | 95.17% | 0.00% | 1.50% |
| Q3 2024 | $79.9M | 95.71% | 0.00% | 1.82% |
| Q4 2024 | $91.3M | 96.36% | 0.00% | 1.80% |
| Q1 2025 | $94.8M | 96.46% | 0.00% | 1.79% |
| Q2 2025 | $99.3M | 96.61% | 0.00% | 1.81% |
| Q3 2025 | $102.3M | 95.37% | 0.00% | 1.85% |
| Q4 2025 | $109.0M | 95.47% | 0.00% | 1.60% |
| Q1 2026 | $112.6M | 94.66% | 0.00% | 1.47% |
| Q2 2026 | $118.3M | 94.96% | 0.00% | 1.51% |
Chester National Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Chester National Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chester National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30220) · FFIEC NIC profile (RSSD 231279)