Citibank, N.A. Routing Number (ABA): 021000089

Citibank, N.A. at a glance

Its CET1 capital ratio was 13.79% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026

$1.98T

CET1 ratio, Q2 2026

13.79%

Deposit insurance

FDIC

Regulator

OCC

Domestic offices

667 FDIC institution directory, current count

Established

1812

Full financial profile · Is Citibank, N.A. safe? · Branch locations

What the digits mean

The first two digits, 02, place this number in the Federal Reserve Bank of New York's district (District 2). Digits five through eight, 0008, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Citibank, N.A.

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Citibank, N.A. checks or in its online banking. Ask the bank for wire instructions (www.citibank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Citibank, N.A.

Citibank, N.A. is headquartered in Sioux Falls, South Dakota and was established in 1812. It is in the SIOUX FALLS, SD-MN metro area. It reported $1.98T in total assets and $1.55T in deposits for Q2 2026, the 1st largest of the 56 banks headquartered in South Dakota. It reports 667 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the OCC. 15 other banks and credit unions headquartered in Sioux Falls have a routing number listed here.

What the digits in 021000089 mean

The first four digits, 0210, are the Federal Reserve routing symbol. The prefix 02 places the number in the 2nd Federal Reserve District (New York). The bank's headquarters is in the 9th district (Minneapolis). The two can differ, for example when a number came to the bank through a merger. Digits five through eight, 0008, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 0 + 7 x 10 + 10 = 80, a multiple of 10, so 021000089 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Citibank, N.A. routing number?

The Citibank, N.A. routing number is 021000089. It is the primary ABA routing transit number registered to Citibank, N.A., headquartered in Sioux Falls, SD. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Citibank, N.A. wire routing number?

This page lists the primary routing number registered to Citibank, N.A. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Citibank, N.A. before sending a wire.

Is ABA number 021000089 the routing number for Citibank, N.A.?

Yes. It is the primary routing number registered to Citibank, N.A.

Which bank uses routing number 021000089?

It belongs to Citibank, N.A., headquartered in Sioux Falls, SD. It is the bank's primary ABA routing number (FDIC certificate 7213).

Routing numbers in Sioux Falls, SD

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Wells Fargo Bank, N.A.: 121000248

Bank

The Bancorp Bank N.A.: 031101114

Bank

Pathward, N.A.: 291471024

Bank

First Premier Bank: 091408598

Bank

Sunrise Banks, N.A.: 096001013

Bank

American Bank & Trust: 091407175

Bank

The First National Bank in Sioux Falls: 091400020

Bank

Anchorage Digital Bank N.A.: 091409856

All routing numbers in South Dakota