Citizens Deposit Bank of Arlington, Inc.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.97 percentage points in Q2 2026, from 118.42% to 125.39%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Citizens Deposit Bank of Arlington, Inc. is 46th of 120 on loan-to-deposit ratio, 86.71% as of Q2 2026, above the middle of the field. Citizens Deposit Bank of Arlington, Inc. reported 86.71% on loan-to-deposit ratio for Q2 2026, 5.87 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $89.6M |
| Fed funds sold and reverse repos | $2.8M |
| Fed funds sold and reverse repos to assets | 0.81% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $16.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.83% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.71% |
| Net loans and leases to deposits | 85.07% |
| Loans and leases to core deposits | 125.39% |
| Core deposits to total deposits | 55.72% |
| Brokered deposits to total deposits | 13.43% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.73% | 56.63% | $0 | $18.1M |
| Q4 2023 | 85.66% | 57.16% | $0 | $16.8M |
| Q1 2024 | 83.75% | 57.88% | $0 | $15.1M |
| Q2 2024 | 86.14% | 58.43% | $0 | $17.4M |
| Q3 2024 | 87.99% | 56.04% | $0 | $18.2M |
| Q4 2024 | 85.83% | 58.70% | $0 | $14.0M |
| Q1 2025 | 82.95% | 59.52% | $0 | $11.8M |
| Q2 2025 | 87.86% | 57.97% | $0 | $16.6M |
| Q3 2025 | 87.04% | 57.79% | $0 | $19.4M |
| Q4 2025 | 84.55% | 58.16% | $0 | $17.2M |
| Q1 2026 | 83.76% | 58.81% | $0 | $15.0M |
| Q2 2026 | 86.71% | 55.72% | $0 | $16.8M |
Citizens Deposit Bank of Arlington, Inc. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens Deposit Bank of Arlington, Inc., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Deposit Bank of Arlington, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16852) · FFIEC NIC profile (RSSD 959443)