Citizens Deposit Bank of Arlington, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Citizens Deposit Bank of Arlington, Inc. of Arlington, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.34% | +0.36% | 74th above |
| ROAE | 14.81% | 13.31% | +1.50% | 65th above |
| Net Interest Margin | 3.61% | 3.93% | -0.32% | 32nd below |
| Efficiency Ratio | 53.24% | 61.14% | -7.90% | 74th above |
| PPNR / Avg Assets | 1.73% | 1.68% | +0.05% | 58th above |
| Yield on Earning Assets | 6.12% | 5.67% | +0.45% | 73rd above |
| Cost of Funds | 2.86% | 1.88% | +0.98% | 7th bottom |
| Net Interest Spread | 2.75% | 3.32% | -0.57% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 77th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 78th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 30th below |
| ACL / Total Loans | 1.89% | 1.28% | +0.61% | 92nd top |
| ACL / NPLs (Coverage) | 3076.47% | 1538.11% | +1538.36% | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.27% | 7.33% | -2.06% | 39th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 250.00% | 1396.08% | -1146.08% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.66% | 12.14% | +1.52% | 80th top |
| Equity / Assets | 11.82% | 11.37% | +0.45% | 69th above |
| TCE / Tangible Assets | 11.82% | 11.09% | +0.73% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.71% | 80.63% | +6.08% | 36th below |
| Core Deposit Ratio | 55.72% | 86.87% | -31.15% | 1st bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.83% | 5.03% | -0.20% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.73% | 6.85% | +1.88% | 78th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.29% | 7.90% | -0.61% | 62nd above |
| Deposit Growth (Y/Y) | 8.72% | 6.29% | +2.43% | 78th top |
See Citizens Deposit Bank of Arlington, Inc.'s peers by name
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Unlock Citizens Deposit Bank of Arlington, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Citizens Deposit Bank of Arlington, Inc. profile, how to read a UBPR, or how this data updates.