Bank routing number ยท Clinton, Iowa
Citizens First Bank Routing Number (ABA): 073922762
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The Citizens First Bank routing number is 073922762. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Citizens First Bank at a glance
Its CET1 capital ratio was 9.31% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $359.0M
- CET1 ratio, Q2 2026
- 9.31%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 3 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2000
Full financial profile · Is Citizens First Bank safe? · Citizens First Bank call report · Branch locations
Citizens First Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073922762 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Citizens First Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 2276, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Citizens First Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Citizens First Bank checks or in its online banking. Ask the bank for wire instructions (www.gocfb.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Citizens First Bank
Citizens First Bank is headquartered in Clinton, Iowa and was established in 2000. It is in the CLINTON, IA metro area. It reported $359.0M in total assets and $278.7M in deposits for Q2 2026, the 88th largest of the 225 banks headquartered in Iowa. It reports 3 domestic offices. Its deposits have been FDIC insured since 2000. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Clinton have a routing number listed here.
What the digits in 073922762 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 2276, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 16 + 7 x 15 + 7 = 160, a multiple of 10, so 073922762 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Citizens First Bank routing number?
The Citizens First Bank routing number is 073922762. It is the primary ABA routing transit number registered to Citizens First Bank, headquartered in Clinton, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Citizens First Bank wire routing number?
This page lists the primary routing number registered to Citizens First Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Citizens First Bank before sending a wire.
Is ABA number 073922762 the routing number for Citizens First Bank?
Yes. It is the primary routing number registered to Citizens First Bank.
Which bank uses routing number 073922762?
It belongs to Citizens First Bank, headquartered in Clinton, IA. It is the bank's primary ABA routing number (FDIC certificate 35477).
Routing numbers of similar-size institutions in Iowa
- Bank, Clinton, IA
- The Clinton National Bank: 073900441
- Credit union, Clinton, IA
- Aegis Credit Union: 073983125
- Bank, Dubuque, IA
- Premier Bank: 073922652
- Bank, Osceola, IA
- American State Bank: 073922403
- Bank, Glenwood, IA
- Glenwood State Bank: 073902342
- Bank, Fairfield, IA
- Iowa State Bank and Trust Company: 073901880
- Bank, New Albin, IA
- New Albin Savings Bank: 073909015
- Bank, Carroll, IA
- Commercial Savings Bank: 073919571
View Citizens First Bank's full profile →
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Regulator records: FDIC BankFind (cert 35477) · FFIEC NIC profile (RSSD 2882983)