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Branch Network

Citizens First National Bank Locations & Branches Storm Lake, Iowa

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Citizens First National Bank operates 3 branches from its headquarters in Storm Lake, IA, .

Citizens First National Bank branch network

All 3 branches are in IOWA, across 2 cities. Storm Lake, IA has the most of its branches, 2. Its largest office by deposits is the The Citizens First National Bank of Storm Lake office in Storm Lake, IA, with $183.9M (87.4% of its branch deposits). It had the same number of branches on June 30, 2025.

Citizens First National Bank at a glance

Its CET1 capital ratio was 27.33% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$256.5M
CET1 ratio, Q2 2026
27.33%
Deposit insurance
FDIC
Regulator
OCC
Latest call report
Q2 2026, FFIEC 051
Established
1902

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Storm Lake, IA (2 branches) 3 of 4 24.2% $183.9M
State: IA (3 branches) 130 of 261 0.2% $210.5M

Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.

Share by county and metro area

Citizens First National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Buena Vista, IA (2 branches) 3 of 6 19.0% $183.9M $969.0M
Sac, IA (1 branch) 8 of 10 4.8% $26.6M $551.2M

Metro areas

Metro area Rank Deposit share Deposits Metro total
Storm Lake, IA (2 branches) 3 of 6 19.0% $183.9M $969.0M
Branch Location ZIP Deposits
The Citizens First National Bank of Storm Lake
Storm Lake, IA
50588 $183.9M
Early Branch
Early, IA
50535 $26.6M
North Branch
Storm Lake, IA
50588 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.