Mediapolis Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Mediapolis Savings Bank is an FDIC-insured commercial bank headquartered in Mediapolis, IA, established in 1940 (FDIC certificate 15772), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $269.9M, up 2.1% from Q2 2025, the 118th largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.20% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 15772
- Headquarters
- Mediapolis, IA
- Established
- 1940
- Total assets, Q2 2026
- $269.9M
- Assets vs Q2 2025
- +2.1%
- Tier 1 leverage ratio, Q2 2026
- 10.20%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 073921873
- Latest call report
- Q2 2026, FFIEC 051 · Mediapolis Savings Bank call report
- Holding company
- MEDIAPOLIS BANCORPORATION
- Asset rank in state
- 118th of 225 in Iowa
Mediapolis Savings Bank, based in Mediapolis, Iowa, reported $270 million in assets at June 30, 2026, up 2.1% from a year earlier. It holds commercial real estate loans equal to only 14% of its capital, a small fraction of the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also lost 1.4% of its deposits over the year, lower than about three-quarters of banks its size (median 4.0%).
Net income for the quarter rose 25% from a year earlier, to $1.1 million. Over the same year, loans grew 11.7% and deposits shrank 1.4%. One more trend to watch: problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.39% of loans from 0.24% a year earlier.
As of June 30, 2026, Mediapolis Savings Bank reported a return on assets of 1.67%, a nonperforming-loan ratio of 0.39% and a Texas ratio of 2.93%. The figures come from its call report filed with the FFIEC.
Mediapolis Savings Bank ranks as the 118th largest of the 225 banks based in Iowa, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 1.0% to $269.9M, loans rose 3.1% and deposits fell 2.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 32.2% of total loans, ahead of farmland and other real estate loans at 24.1%. Its 5 offices in the FDIC Summary of Deposits are in 4 cities in IA; its Mediapolis 2 offices book 54% of its branch deposits. Judged on its Q2 2026 call report, Mediapolis Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 605 Main St, Mediapolis, IA 52637
- County
- Des Moines
- Metro Area
- Burlington, IA-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 051
- Established
- September 16, 1940
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 38
- Domestic deposits
- $225.8M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- -$10K
- Average total assets
- $270.5M
- Average total loans
- $209.9M
- Average interest-bearing deposits
- $191.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- September 16, 1940
- FDIC Cert
- 15772
- Fed RSSD
- 826648
- Website
- www.gomsb.bank →
- Parent Holding Company
- MEDIAPOLIS BANCORPORATION (RSSD 2291398)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Mediapolis Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Mediapolis Savings Bank's total assets ran between $239.9M (Q3 2023) and $272.6M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$269.9M total assets against $264.3M; $242.2M total liabilities against $239.7M.
$211.4M net loans and leases against $189.0M; $225.8M total deposits against $229.0M.
$32.8M securities against $42.1M; $12.7M cash and balances due against $20.2M.
$3.7M total interest income against $3.5M; $1.3M total interest expense against $1.3M.
$2.4M net interest income against $2.2M.
$199K total noninterest income against $213K; $1.4M total noninterest expense against $1.4M.
No provision recorded in the last 12 quarters.
$1.1M net income against $904K.
1.67% return on assets against 1.28%; 3.82% net interest margin against 3.53%.
10.20% tier 1 leverage ratio against 8.93%.
Inside the full Mediapolis Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeMediapolis Savings Bank rankings
Its closest position to the top of a national ranking is 946 of 3,611, for ROA; its furthest is 2,598 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.04% (Q1 2025) to 1.67% (Q2 2026) and its net interest margin ran from 3.09% (Q3 2024) to 3.82% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.20% | 1.67% | 0.39% | 2.93% | 3.82% |
| Q1 2026 | 10.13% | 1.39% | 0.30% | 2.32% | 3.69% |
| Q4 2025 | 8.95% | 1.11% | 0.29% | 2.27% | 3.58% |
| Q3 2025 | 9.27% | 1.23% | 0.25% | 1.85% | 3.46% |
| Q2 2025 | 8.93% | 1.28% | 0.24% | 1.83% | 3.53% |
| Q1 2025 | 9.09% | 1.04% | 0.38% | 3.01% | 3.27% |
| Q4 2024 | 9.18% | 1.17% | 0.35% | 2.87% | 3.23% |
| Q3 2024 | 9.51% | 1.13% | 0.67% | 5.02% | 3.09% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Mediapolis Savings Bank (main office) | Mediapolis , IA | 52637 | $81.3M |
| Morning Sun Branch | Morning Sun , IA | 52640 | $58.7M |
| Wapello Street North Branch | Mediapolis , IA | 52637 | $40.6M |
| Wapello Branch | Wapello , IA | 52653 | $36.1M |
| Mediapolis Savings Bank - Burlington Branch | Burlington , IA | 52601 | $9.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 31, 2022 | Structure Change | Acquired State Bank of Wapello Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 30, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in IA, rank 124 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $440K approved, $440K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Mediapolis Savings Bank
What are Mediapolis Savings Bank's total assets?
As of the Q2 2026 filing, Mediapolis Savings Bank reported total assets of $269.9 million in its FFIEC call report.
Where is Mediapolis Savings Bank headquartered?
It is headquartered in Mediapolis, IA, United States.
When was Mediapolis Savings Bank founded?
It was established in 1940, per the FDIC institution directory.
Is Mediapolis Savings Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Mediapolis Savings Bank?
Mediapolis Savings Bank's primary federal regulator is the FDIC.
How many branches does Mediapolis Savings Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Mediapolis Savings Bank's Texas Ratio?
Its Texas Ratio is 2.93% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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