Mediapolis Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mediapolis Savings Bank of Mediapolis, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.67% | 1.34% | +0.33% | 73rd above |
| ROAE | 16.73% | 13.31% | +3.42% | 75th top |
| Net Interest Margin | 3.82% | 3.93% | -0.11% | 43rd below |
| Efficiency Ratio | 53.33% | 61.14% | -7.81% | 74th above |
| PPNR / Avg Assets | 1.74% | 1.68% | +0.06% | 58th above |
| Yield on Earning Assets | 5.85% | 5.67% | +0.18% | 61st above |
| Cost of Funds | 2.16% | 1.88% | +0.28% | 29th below |
| Net Interest Spread | 3.32% | 3.32% | +0.00% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.79% | 0.94% | -0.15% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.63% | 0.70% | -0.07% | 32nd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 25th below |
| ACL / NPLs (Coverage) | 126.00% | 1539.08% | -1413.08% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.17% | 7.33% | -1.16% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.20% | 12.14% | -1.94% | 36th below |
| Equity / Assets | 10.24% | 11.37% | -1.13% | 48th below |
| TCE / Tangible Assets | 9.68% | 11.09% | -1.41% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.58% | 80.63% | +13.95% | 19th bottom |
| Core Deposit Ratio | 92.04% | 86.86% | +5.18% | 68th above |
| Wholesale Funding Ratio | 5.63% | 5.03% | +0.60% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.11% | 6.85% | -4.74% | 33rd below |
| Loan Growth (Y/Y) | 11.72% | 7.90% | +3.82% | 79th top |
| Deposit Growth (Y/Y) | -1.38% | 6.29% | -7.67% | 16th bottom |
See Mediapolis Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mediapolis Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mediapolis Savings Bank profile, how to read a UBPR, or how this data updates.