Mediapolis Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.47 percentage points in Q2 2026, from 96.29% to 102.76%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Mediapolis Savings Bank is 51st of 225 on loan-to-deposit ratio, 94.58% as of Q2 2026, above the middle of the field. Mediapolis Savings Bank reported 94.58% on loan-to-deposit ratio for Q2 2026, 13.74 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $45.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $2.2M |
| Other borrowed money | $13.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.82% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.58% |
| Net loans and leases to deposits | 93.64% |
| Loans and leases to core deposits | 102.76% |
| Core deposits to total deposits | 92.04% |
| Brokered deposits to total deposits | 0.75% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.31% | 92.76% | $0 | $8.7M |
| Q4 2023 | 82.53% | 91.87% | $550K | $13.4M |
| Q1 2024 | 85.97% | 92.66% | $0 | $21.2M |
| Q2 2024 | 86.46% | 91.07% | $0 | $21.6M |
| Q3 2024 | 87.46% | 89.96% | $0 | $20.0M |
| Q4 2024 | 86.44% | 90.06% | $0 | $11.9M |
| Q1 2025 | 84.29% | 89.30% | $0 | $9.7M |
| Q2 2025 | 83.50% | 89.51% | $0 | $9.5M |
| Q3 2025 | 86.01% | 89.91% | $0 | $9.4M |
| Q4 2025 | 90.28% | 89.87% | $0 | $9.2M |
| Q1 2026 | 89.29% | 92.73% | $0 | $13.1M |
| Q2 2026 | 94.58% | 92.04% | $2.2M | $13.0M |
Mediapolis Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mediapolis Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mediapolis Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15772) · FFIEC NIC profile (RSSD 826648)