Mediapolis Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 12.80 percentage points in Q2 2026, from 138.80% to 126.00%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Mediapolis Savings Bank is 61st of 225 on return on assets, 1.67% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Mediapolis Savings Bank sits 0.43 points higher, at 1.67% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.20% |
| Equity capital to assets | 10.24% |
| Tangible equity to tangible assets | 9.68% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.79% |
| Non-performing assets ratio | 0.63% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 6.17% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 126.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.67% |
| Return on equity | 16.73% |
| Net interest margin | 3.82% |
| Efficiency ratio | 53.33% |
| Yield on earning assets | 5.85% |
| Cost of funds | 2.16% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.58% |
| Core deposits to total deposits | 92.04% |
| Brokered deposits to total deposits | 0.75% |
| Deposits to assets | 83.67% |
| Securities to assets | 12.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.61% | 1.01% | 2.92% | 1.17% | -0.01% |
| Q4 2023 | 9.30% | 1.08% | 2.91% | 1.15% | -0.01% |
| Q1 2024 | 9.33% | 0.77% | 2.73% | 1.54% | -0.00% |
| Q2 2024 | 9.25% | 0.89% | 2.85% | 1.12% | 0.06% |
| Q3 2024 | 9.51% | 1.13% | 3.09% | 1.14% | -0.01% |
| Q4 2024 | 9.18% | 1.17% | 3.23% | 0.84% | 0.08% |
| Q1 2025 | 9.09% | 1.04% | 3.27% | 0.82% | 0.00% |
| Q2 2025 | 8.93% | 1.28% | 3.53% | 0.73% | 0.00% |
| Q3 2025 | 9.27% | 1.23% | 3.46% | 0.68% | 0.00% |
| Q4 2025 | 8.95% | 1.11% | 3.58% | 0.75% | 0.09% |
| Q1 2026 | 10.13% | 1.39% | 3.69% | 0.74% | -0.02% |
| Q2 2026 | 10.20% | 1.67% | 3.82% | 0.79% | 0.00% |
Mediapolis Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mediapolis Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mediapolis Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15772) · FFIEC NIC profile (RSSD 826648)