Mediapolis Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 5.3% from Q1 2026 to Q2 2026, ending at $21.5M against $20.4M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.20% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $27.4M |
| Tier 1 capital | $27.4M |
| Total risk-based capital | — |
| Total equity capital | $27.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.24% |
| Tangible equity to tangible assets | 9.68% |
| Equity capital to average assets | 10.21% |
| Internal capital growth rate | 16.33% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $295K |
| Common stock surplus | $7.3M |
| Retained earnings | $21.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.61% | 8.32% | 7.52% |
| Q4 2023 | 9.30% | 8.71% | 7.93% |
| Q1 2024 | 9.33% | 8.69% | 7.94% |
| Q2 2024 | 9.25% | 8.72% | 8.00% |
| Q3 2024 | 9.51% | 9.43% | 8.73% |
| Q4 2024 | 9.18% | 8.97% | 8.28% |
| Q1 2025 | 9.09% | 9.05% | 8.39% |
| Q2 2025 | 8.93% | 9.30% | 8.67% |
| Q3 2025 | 9.27% | 9.88% | 9.26% |
| Q4 2025 | 8.95% | 9.86% | 9.25% |
| Q1 2026 | 10.13% | 9.72% | 9.15% |
| Q2 2026 | 10.20% | 10.24% | 9.68% |
Mediapolis Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Mediapolis Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mediapolis Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15772) · FFIEC NIC profile (RSSD 826648)