Citizens National Bank of Crosbyton: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Equity capital to total assets edged up by 0.10 percentage points, from 16.75% to 16.86%, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.81% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.1M |
| Tier 1 capital | $13.1M |
| Total risk-based capital | — |
| Total equity capital | $13.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.86% |
| Tangible equity to tangible assets | 16.86% |
| Equity capital to average assets | 16.79% |
| Internal capital growth rate | 1.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $100K |
| Retained earnings | $12.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$18K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.71% | 15.70% | 15.70% |
| Q4 2023 | 15.64% | 15.22% | 15.22% |
| Q1 2024 | 16.52% | 16.33% | 16.33% |
| Q2 2024 | 17.35% | 17.47% | 17.47% |
| Q3 2024 | 18.21% | 17.85% | 17.85% |
| Q4 2024 | 17.49% | 17.53% | 17.53% |
| Q1 2025 | 17.54% | 17.58% | 17.58% |
| Q2 2025 | 16.79% | 16.82% | 16.82% |
| Q3 2025 | 17.06% | 17.09% | 17.09% |
| Q4 2025 | 16.75% | 16.80% | 16.80% |
| Q1 2026 | 16.73% | 16.75% | 16.75% |
| Q2 2026 | 16.81% | 16.86% | 16.86% |
Citizens National Bank of Crosbyton regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens National Bank of Crosbyton, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens National Bank of Crosbyton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3158) · FFIEC NIC profile (RSSD 901451)