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Clay County Bank, Inc. Locations & Branches Clay, West Virginia
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Clay County Bank, Inc. operates 2 branches from its headquarters in Clay, WV, .
Clay County Bank, Inc. branch network
Both branches are in WEST VIRGINIA. Its largest office by deposits is its main office in Clay, WV, with $116.2M (100.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Clay County Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.80% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $135.9M
- Tier 1 leverage ratio, Q2 2026
- 14.80%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is Clay County Bank, Inc. safe? · Clay County Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Clay, WV (2 branches) | 1 of 2 | 93.3% | $116.2M |
| State: WV (2 branches) | 50 of 65 | 0.2% | $116.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
Clay County Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clay, WV (2 branches) | 1 of 2 | 93.3% | $116.2M | $124.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Charleston, WV (2 branches) | 11 of 18 | 1.5% | $116.2M | $7.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Clay County Bank, Inc. (main office) | Clay, WV | 25043 | $116.2M |
| Clay Branch | Clay, WV | 25043 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 2444) · FFIEC NIC profile (RSSD 832528)