Clear Fork Bank N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.29 percentage points in Q2 2026, from 96.80% to 100.09%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Clear Fork Bank N.A. is 61st of 346 on loan-to-deposit ratio, 88.69% as of Q2 2026, above the middle of the field. At 88.69%, Clear Fork Bank N.A.'s loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $94.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $180.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.69% |
| Net loans and leases to deposits | 87.73% |
| Loans and leases to core deposits | 100.09% |
| Core deposits to total deposits | 71.98% |
| Brokered deposits to total deposits | 16.64% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.80% | 63.83% | $0 | $25.0M |
| Q4 2023 | 85.57% | 66.64% | $0 | $25.0M |
| Q1 2024 | 87.14% | 67.02% | $0 | $15.0M |
| Q2 2024 | 87.90% | 63.64% | $0 | $0 |
| Q3 2024 | 88.04% | 62.51% | $0 | $0 |
| Q4 2024 | 80.72% | 64.07% | $0 | $0 |
| Q1 2025 | 83.96% | 66.97% | $0 | $0 |
| Q2 2025 | 90.56% | 69.90% | $0 | $10.0M |
| Q3 2025 | 89.20% | 72.20% | $0 | $25.0M |
| Q4 2025 | 89.07% | 71.15% | $0 | $0 |
| Q1 2026 | 86.61% | 75.22% | $0 | $0 |
| Q2 2026 | 88.69% | 71.98% | $0 | $0 |
Clear Fork Bank N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Clear Fork Bank N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Clear Fork Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3067) · FFIEC NIC profile (RSSD 340751)