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Cleo State Bank Locations & Branches Cleo Springs, Oklahoma
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Cleo State Bank operates 4 branches from its headquarters in Cleo Springs, OK, .
Cleo State Bank branch network
All 4 branches are in OKLAHOMA, across 4 cities. Its largest office by deposits is the Meno Guaranty Branch office in Meno, OK, with $44.1M (42.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Cleo State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 16.43% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $122.5M
- Tier 1 leverage ratio, Q2 2026
- 16.43%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1900
Full financial profile · Is Cleo State Bank safe? · Cleo State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cleo Springs, OK (1 branch) | 1 of 1 | 100.0% | $26.5M |
| State: OK (4 branches) | 138 of 192 | <0.1% | $103.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
Cleo State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Major, OK (2 branches) | 2 of 4 | 26.9% | $70.6M | $262.4M |
| Alfalfa, OK (2 branches) | 3 of 6 | 10.3% | $33.3M | $322.3M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Meno Guaranty Branch | Meno, OK | 73760 | $44.1M |
| Cleo State Bank (main office) | Cleo Springs, OK | 73729 | $26.5M |
| Jet Branch | Jet, OK | 73749 | $19.9M |
| First Carmen Branch | Carmen, OK | 73726 | $13.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 406) · FFIEC NIC profile (RSSD 155759)