Collinsville Building and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets fell 0.35 percentage points in Q2 2026 to 29.35%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 29.50% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.5M |
| Tier 1 capital | $34.5M |
| Total risk-based capital | — |
| Total equity capital | $34.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 29.35% |
| Tangible equity to tangible assets | 29.35% |
| Equity capital to average assets | 29.50% |
| Internal capital growth rate | 0.16% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $34.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 26.84% | 27.01% | 27.01% |
| Q4 2023 | 27.30% | 27.70% | 27.70% |
| Q1 2024 | 27.70% | 27.79% | 27.79% |
| Q2 2024 | 27.81% | 27.92% | 27.92% |
| Q3 2024 | 28.27% | 28.76% | 28.76% |
| Q4 2024 | 28.46% | 28.69% | 28.69% |
| Q1 2025 | 28.79% | 28.80% | 28.80% |
| Q2 2025 | 28.75% | 28.95% | 28.95% |
| Q3 2025 | 29.05% | 29.51% | 29.51% |
| Q4 2025 | 29.43% | 29.82% | 29.82% |
| Q1 2026 | 29.78% | 29.70% | 29.70% |
| Q2 2026 | 29.50% | 29.35% | 29.35% |
Collinsville Building and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Collinsville Building and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Collinsville Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28103) · FFIEC NIC profile (RSSD 658474)