Collinsville Building and Loan Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 9.32 percentage points higher than in Q1 2026, at 745.57%. Collinsville Building and Loan Association has the 18th lowest return on assets of the 323 banks headquartered in Illinois, at 0.05% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Collinsville Building and Loan Association reported 0.05% on return on assets in Q2 2026, 1.21 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 29.50% |
| Equity capital to assets | 29.35% |
| Tangible equity to tangible assets | 29.35% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.10% |
| Non-performing assets ratio | 0.07% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.23% |
| Allowance for credit losses to loans | 0.71% |
| Reserve coverage of non-performing loans | 745.57% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.05% |
| Return on equity | 0.16% |
| Net interest margin | 2.32% |
| Efficiency ratio | 99.70% |
| Yield on earning assets | 3.97% |
| Cost of funds | 2.33% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.41% |
| Core deposits to total deposits | 86.42% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 70.38% |
| Securities to assets | 18.80% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 26.84% | 0.50% | 1.96% | 0.00% | 0.00% |
| Q4 2023 | 27.30% | 0.01% | 2.02% | 0.00% | 0.00% |
| Q1 2024 | 27.70% | -0.15% | 2.02% | 0.00% | 0.00% |
| Q2 2024 | 27.81% | 0.16% | 2.15% | 0.00% | 0.00% |
| Q3 2024 | 28.27% | 0.14% | 2.17% | 0.00% | 0.00% |
| Q4 2024 | 28.46% | 0.13% | 2.10% | 0.09% | 0.00% |
| Q1 2025 | 28.79% | 0.04% | 2.15% | 0.09% | 0.00% |
| Q2 2025 | 28.75% | 0.04% | 2.27% | 0.10% | 0.00% |
| Q3 2025 | 29.05% | 0.08% | 2.32% | 0.10% | 0.00% |
| Q4 2025 | 29.43% | 0.25% | 2.38% | 0.10% | 0.00% |
| Q1 2026 | 29.78% | 0.06% | 2.37% | 0.10% | 0.00% |
| Q2 2026 | 29.50% | 0.05% | 2.32% | 0.10% | 0.00% |
Collinsville Building and Loan Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Collinsville Building and Loan Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Collinsville Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28103) · FFIEC NIC profile (RSSD 658474)