Collinsville Building and Loan Association: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.00 percentage points lower than in Q1 2026, at 100.41%. Among 323 Illinois banks, Collinsville Building and Loan Association sits 17th from the top on loan-to-deposit ratio, 100.41% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Collinsville Building and Loan Association sits 19.58 points higher, at 100.41% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $83.1M |
| Net loans and leases | $82.5M |
| Loans held for sale | $0 |
| Loans to total assets | 70.67% |
| Loan-to-deposit ratio | 100.41% |
| Net loans to equity capital | 2.39% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.53% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.01% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 1.46% |
| Construction concentration (Tier 1 capital + allowance) | 0.22% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 4.19% |
| Interest income on loans | $872K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $91.9M | $92.4M | 0.43% | 0.00% | 0.00% |
| Q4 2023 | $90.2M | $89.2M | 0.43% | 0.00% | 0.00% |
| Q1 2024 | $89.3M | $88.7M | 0.44% | 0.00% | 0.02% |
| Q2 2024 | $88.8M | $88.3M | 0.44% | 0.00% | 0.02% |
| Q3 2024 | $87.5M | $84.7M | 0.44% | 0.00% | 0.02% |
| Q4 2024 | $86.5M | $85.1M | 0.45% | 0.00% | 0.02% |
| Q1 2025 | $86.7M | $84.7M | 0.45% | 0.00% | 0.02% |
| Q2 2025 | $86.8M | $84.1M | 0.44% | 0.00% | 0.02% |
| Q3 2025 | $86.0M | $81.8M | 0.45% | 0.00% | 0.02% |
| Q4 2025 | $84.4M | $80.8M | 0.52% | 0.00% | 0.02% |
| Q1 2026 | $83.2M | $81.3M | 0.53% | 0.00% | 0.01% |
| Q2 2026 | $83.1M | $82.7M | 0.53% | 0.00% | 0.01% |
Collinsville Building and Loan Association loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Collinsville Building and Loan Association, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Collinsville Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28103) · FFIEC NIC profile (RSSD 658474)