Collinsville Building and Loan Association: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged down by 0.05 percentage points, from 2.37% to 2.32%, the largest move among the key lines here. Collinsville Building and Loan Association has the 5th lowest net interest margin of the 323 banks headquartered in Illinois, at 2.32% as of Q2 2026. Collinsville Building and Loan Association reported 2.32% on net interest margin for Q2 2026, 1.63 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.97% |
| Yield on loans | 4.19% |
| Yield on securities | 3.46% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.33% |
| Cost of interest-bearing deposits | 2.34% |
| Cost of interest-bearing liabilities | 2.34% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.32% |
| Yield to cost spread | 1.63% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $872K |
| Total interest expense | $477K |
| Interest expense on deposits | $477K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.32% | 1.86% | 1.96% | 3.57% | 2.45% |
| Q4 2023 | 3.46% | 1.99% | 2.02% | 3.60% | 2.87% |
| Q1 2024 | 3.59% | 2.18% | 2.02% | 3.64% | 3.21% |
| Q2 2024 | 3.78% | 2.25% | 2.15% | 3.75% | 3.63% |
| Q3 2024 | 3.86% | 2.36% | 2.17% | 3.79% | 3.84% |
| Q4 2024 | 3.85% | 2.46% | 2.10% | 3.81% | 3.84% |
| Q1 2025 | 3.85% | 2.37% | 2.15% | 3.86% | 3.74% |
| Q2 2025 | 3.96% | 2.36% | 2.27% | 4.00% | 3.80% |
| Q3 2025 | 3.99% | 2.35% | 2.32% | 4.07% | 3.71% |
| Q4 2025 | 3.99% | 2.29% | 2.38% | 4.15% | 3.57% |
| Q1 2026 | 3.96% | 2.27% | 2.37% | 4.17% | 3.44% |
| Q2 2026 | 3.97% | 2.33% | 2.32% | 4.19% | 3.46% |
Collinsville Building and Loan Association yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Collinsville Building and Loan Association, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Collinsville Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28103) · FFIEC NIC profile (RSSD 658474)