Collinsville Building and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Collinsville Building and Loan Association of Collinsville, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.05% | 1.35% | -1.30% | 5th bottom |
| ROAE | 0.16% | 13.32% | -13.16% | 5th bottom |
| Net Interest Margin | 2.32% | 3.93% | -1.61% | 2nd bottom |
| Efficiency Ratio | 99.70% | 61.13% | +38.57% | 3rd bottom |
| PPNR / Avg Assets | 0.01% | 1.68% | -1.67% | 3rd bottom |
| Yield on Earning Assets | 3.97% | 5.67% | -1.70% | 2nd bottom |
| Cost of Funds | 2.33% | 1.88% | +0.45% | 21st bottom |
| Net Interest Spread | 1.63% | 3.32% | -1.69% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 75th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.71% | 1.28% | -0.57% | 7th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 745.57% | 1546.22% | -800.65% | 78th top |
| Texas Ratio | 0.23% | 7.34% | -7.11% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 29.50% | 12.14% | +17.36% | 98th top |
| Equity / Assets | 29.35% | 11.36% | +17.99% | 98th top |
| TCE / Tangible Assets | 29.35% | 11.08% | +18.27% | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.41% | 80.66% | +19.75% | 11th bottom |
| Core Deposit Ratio | 86.42% | 86.85% | -0.43% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.01% | 6.84% | -7.85% | 14th bottom |
| Loan Growth (Y/Y) | -4.31% | 7.92% | -12.23% | 9th bottom |
| Deposit Growth (Y/Y) | -1.64% | 6.29% | -7.93% | 15th bottom |
See Collinsville Building and Loan Association's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Collinsville Building and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Collinsville Building and Loan Association profile, how to read a UBPR, or how this data updates.