The Commercial Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Commercial Bank of Crawford, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.17% | 1.34% | +1.83% | 97th top |
| ROAE | 37.18% | 13.30% | +23.88% | 99th top |
| Net Interest Margin | 5.14% | 3.93% | +1.21% | 94th top |
| Efficiency Ratio | 41.85% | 61.15% | -19.30% | 93rd top |
| PPNR / Avg Assets | 3.25% | 1.68% | +1.57% | 97th top |
| Yield on Earning Assets | 6.28% | 5.67% | +0.61% | 80th top |
| Cost of Funds | 1.23% | 1.88% | -0.65% | 83rd top |
| Net Interest Spread | 4.42% | 3.32% | +1.10% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.17% | 0.94% | -0.77% | 66th above |
| NPA / Total Assets | 0.12% | 0.70% | -0.58% | 67th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 83rd top |
| ACL / Total Loans | 1.70% | 1.28% | +0.42% | 87th top |
| ACL / NPLs (Coverage) | 1019.69% | 1538.93% | -519.24% | — |
| Texas Ratio | 1.25% | 7.33% | -6.08% | 70th above |
| Provision / NCO | 4500.00% | 1393.37% | +3106.63% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.72% | 12.14% | -1.42% | 45th below |
| Equity / Assets | 8.68% | 11.38% | -2.70% | 22nd bottom |
| TCE / Tangible Assets | 8.68% | 11.09% | -2.41% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.07% | 80.64% | +2.43% | 45th below |
| Core Deposit Ratio | 92.88% | 86.86% | +6.02% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.49% | 6.85% | +1.64% | 78th top |
| Loan Growth (Y/Y) | 11.94% | 7.90% | +4.04% | 79th top |
| Deposit Growth (Y/Y) | 7.24% | 6.29% | +0.95% | 72nd above |
See The Commercial Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Commercial Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Commercial Bank profile, how to read a UBPR, or how this data updates.