Commonwealth Community Bank, Inc.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 8.4% in Q2 2026, from -$1.6M to -$1.5M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.71% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $22.4M |
| Tier 1 capital | $22.4M |
| Total risk-based capital | — |
| Total equity capital | $20.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.24% |
| Tangible equity to tangible assets | 13.24% |
| Equity capital to average assets | 13.74% |
| Internal capital growth rate | -3.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $2.8M |
| Retained earnings | $19.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.19% | 7.93% | 7.93% |
| Q4 2023 | 15.73% | 9.69% | 9.69% |
| Q1 2024 | 15.02% | 9.36% | 9.36% |
| Q2 2024 | 15.12% | 9.89% | 9.89% |
| Q3 2024 | 14.91% | 11.32% | 11.32% |
| Q4 2024 | 14.69% | 11.06% | 11.06% |
| Q1 2025 | 14.55% | 11.48% | 11.48% |
| Q2 2025 | 14.36% | 11.96% | 11.96% |
| Q3 2025 | 14.85% | 12.99% | 12.99% |
| Q4 2025 | 14.58% | 13.71% | 13.71% |
| Q1 2026 | 14.86% | 13.26% | 13.26% |
| Q2 2026 | 14.71% | 13.24% | 13.24% |
Commonwealth Community Bank, Inc. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Commonwealth Community Bank, Inc., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Commonwealth Community Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8126) · FFIEC NIC profile (RSSD 541642)