Commonwealth Community Bank, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commonwealth Community Bank, Inc. of Hartford, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.19% | 1.35% | -1.16% | 6th bottom |
| ROAE | 1.36% | 12.06% | -10.70% | 6th bottom |
| Net Interest Margin | 2.46% | 3.90% | -1.44% | 3rd bottom |
| Efficiency Ratio | 92.57% | 63.14% | +29.43% | 5th bottom |
| PPNR / Avg Assets | 0.15% | 1.64% | -1.49% | 4th bottom |
| Yield on Earning Assets | 3.86% | 5.65% | -1.79% | 2nd bottom |
| Cost of Funds | 1.38% | 1.85% | -0.47% | 76th top |
| Net Interest Spread | 1.65% | 3.35% | -1.70% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.14% | 0.15% | -0.01% | 16th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 54th above |
| Texas Ratio | 0.61% | 7.15% | -6.54% | 78th top |
| Provision / NCO | 50.00% | 1189.89% | -1139.89% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.71% | 12.46% | +2.25% | 85th top |
| Equity / Assets | 13.24% | 11.67% | +1.57% | 80th top |
| TCE / Tangible Assets | 13.24% | 11.40% | +1.84% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 41.18% | 78.66% | -37.48% | 95th top |
| Core Deposit Ratio | 89.48% | 87.09% | +2.39% | 52nd above |
| Wholesale Funding Ratio | 0.89% | 5.12% | -4.23% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.15% | 6.48% | -6.33% | 20th bottom |
| Loan Growth (Y/Y) | 7.81% | 7.64% | +0.17% | 64th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.25% | 6.02% | -0.77% | 59th above |
See Commonwealth Community Bank, Inc.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commonwealth Community Bank, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commonwealth Community Bank, Inc. profile, how to read a UBPR, or how this data updates.