Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Avon, SD against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 3.14% | -2.24% | 43rd below |
| ROAE | 8.14% | 10.42% | -2.28% | 49th below |
| Net Interest Margin | 3.81% | 3.93% | -0.12% | 46th below |
| Efficiency Ratio | 61.03% | 76.33% | -15.30% | 69th above |
| PPNR / Avg Assets | 1.44% | 1.40% | +0.04% | 59th above |
| Yield on Earning Assets | 5.62% | 5.35% | +0.27% | 66th above |
| Cost of Funds | 2.07% | 1.70% | +0.37% | 26th below |
| Net Interest Spread | 2.99% | 3.31% | -0.32% | 34th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 1.34% | -1.07% | 50th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.17% | 0.71% | -0.54% | 47th below |
| NCO / Avg Loans | 0.46% | 0.10% | +0.36% | 5th bottom |
| ACL / Total Loans | 1.23% | 1.49% | -0.26% | 49th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 451.72% | 865.32% | -413.60% | 77th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.02% | 8.26% | -5.24% | 46th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 108.70% | 315.34% | -206.64% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.20% | 17.61% | -5.41% | 40th below |
| Equity / Assets | 11.51% | 16.43% | -4.92% | 41st below |
| TCE / Tangible Assets | 11.51% | 16.18% | -4.67% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 70.65% | 72.83% | -2.18% | 45th below |
| Core Deposit Ratio | 87.19% | 88.22% | -1.03% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.21% | 4.29% | +4.92% | 80th top |
| Loan Growth (Y/Y) | 11.08% | 6.71% | +4.37% | 80th top |
| Deposit Growth (Y/Y) | 9.82% | 3.76% | +6.06% | 84th top |
See Community Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank profile, how to read a UBPR, or how this data updates.