Community Bank of Cameron: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 2.9% from Q1 2026 to Q2 2026, ending at $16.2M against $15.8M. It was the largest change among the key lines on this page. Within Wisconsin, Community Bank of Cameron is 38th of 85 on CET1 ratio, 13.42% as of Q2 2026, above the middle of the field. Community Bank of Cameron reported 13.42% on CET1 ratio for Q2 2026, 1.65 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.42% |
| Tier 1 risk-based capital ratio | 13.42% |
| Total risk-based capital ratio | 14.67% |
| Tier 1 leverage ratio | 9.00% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.0M |
| Tier 1 capital | $20.0M |
| Total risk-based capital | $21.9M |
| Total equity capital | $20.0M |
| Risk-weighted assets | $149.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.82% |
| Tangible equity to tangible assets | 8.82% |
| Equity capital to average assets | 9.00% |
| Internal capital growth rate | 9.26% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $3.5M |
| Retained earnings | $16.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.23% | 12.23% | 13.37% | 8.53% | $125.4M |
| Q4 2023 | 12.23% | 12.23% | 13.36% | 8.57% | $126.7M |
| Q1 2024 | 12.80% | 12.80% | 14.05% | 8.74% | $126.3M |
| Q2 2024 | 12.64% | 12.64% | 13.89% | 8.81% | $130.1M |
| Q3 2024 | 12.69% | 12.69% | 13.94% | 8.63% | $134.5M |
| Q4 2024 | 12.36% | 12.36% | 13.61% | 8.38% | $136.5M |
| Q1 2025 | 13.00% | 13.00% | 14.26% | 8.63% | $137.0M |
| Q2 2025 | 13.02% | 13.02% | 14.27% | 8.59% | $142.2M |
| Q3 2025 | 13.11% | 13.11% | 14.37% | 8.72% | $147.3M |
| Q4 2025 | 12.79% | 12.79% | 14.04% | 8.48% | $146.4M |
| Q1 2026 | 13.28% | 13.28% | 14.54% | 8.74% | $147.2M |
| Q2 2026 | 13.42% | 13.42% | 14.67% | 9.00% | $149.1M |
Community Bank of Cameron regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Cameron, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Cameron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12349) · FFIEC NIC profile (RSSD 385350)