Community Bank of Cameron: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.31 percentage points to 4.63%. On net interest margin, Community Bank of Cameron ranks 12th highest among the 153 banks headquartered in Wisconsin, at 4.63% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Community Bank of Cameron sits 0.68 points higher, at 4.63% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.29% |
| Yield on loans | 7.35% |
| Yield on securities | 3.20% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.73% |
| Cost of interest-bearing deposits | 2.05% |
| Cost of interest-bearing liabilities | 2.11% |
| Cost of borrowings | 3.54% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.63% |
| Yield to cost spread | 4.18% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.9M |
| Total interest expense | $886K |
| Interest expense on deposits | $828K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.14% | 1.28% | 3.93% | 6.22% | 1.84% |
| Q4 2023 | 5.23% | 1.40% | 3.90% | 6.25% | 1.87% |
| Q1 2024 | 5.32% | 1.54% | 3.86% | 6.33% | 1.86% |
| Q2 2024 | 5.93% | 1.67% | 4.34% | 6.99% | 1.91% |
| Q3 2024 | 5.76% | 1.84% | 4.06% | 6.77% | 1.93% |
| Q4 2024 | 5.91% | 1.75% | 4.24% | 6.92% | 2.20% |
| Q1 2025 | 5.88% | 1.71% | 4.25% | 6.85% | 2.34% |
| Q2 2025 | 6.10% | 1.79% | 4.39% | 7.13% | 2.56% |
| Q3 2025 | 6.27% | 1.79% | 4.55% | 7.30% | 2.78% |
| Q4 2025 | 6.39% | 1.80% | 4.63% | 7.22% | 3.03% |
| Q1 2026 | 5.97% | 1.75% | 4.32% | 7.00% | 3.18% |
| Q2 2026 | 6.29% | 1.73% | 4.63% | 7.35% | 3.20% |
Community Bank of Cameron yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Cameron, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Cameron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12349) · FFIEC NIC profile (RSSD 385350)