Community Bank of Cameron: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 5.21 percentage points in Q2 2026, from 93.78% to 88.57%. It was the largest change from Q1 2026 among the key lines here. Community Bank of Cameron ranks 109th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 79.21% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Community Bank of Cameron reported 79.21% for Q2 2026, nearly level with it.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $157.3M |
| Net loans and leases | $155.6M |
| Loans held for sale | $0 |
| Loans to total assets | 69.35% |
| Loan-to-deposit ratio | 79.21% |
| Net loans to equity capital | 7.77% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 12.96% |
| Multifamily (5+ residential) | 0.58% |
| Commercial and industrial | 4.07% |
| Consumer | 2.25% |
| Credit cards | 0.00% |
| Farm | 2.49% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 2.90% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 88.57% |
| Construction concentration (Tier 1 capital + allowance) | 63.94% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $2.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $127.1M | $158.9M | 16.80% | 3.77% | 3.71% |
| Q4 2023 | $131.9M | $154.1M | 17.00% | 3.46% | 3.55% |
| Q1 2024 | $132.7M | $161.2M | 16.27% | 3.94% | 3.32% |
| Q2 2024 | $137.6M | $169.2M | 16.14% | 4.17% | 2.84% |
| Q3 2024 | $144.8M | $178.0M | 15.16% | 6.08% | 2.75% |
| Q4 2024 | $150.2M | $176.3M | 14.81% | 4.53% | 3.25% |
| Q1 2025 | $153.7M | $181.6M | 14.89% | 4.47% | 3.18% |
| Q2 2025 | $157.4M | $190.7M | 14.61% | 4.28% | 2.67% |
| Q3 2025 | $159.6M | $194.7M | 13.83% | 3.90% | 2.47% |
| Q4 2025 | $155.0M | $191.7M | 13.70% | 3.91% | 2.35% |
| Q1 2026 | $157.7M | $193.2M | 13.35% | 3.85% | 2.21% |
| Q2 2026 | $157.3M | $198.6M | 12.96% | 4.07% | 2.25% |
Community Bank of Cameron loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Cameron, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Cameron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12349) · FFIEC NIC profile (RSSD 385350)