Community Bank of Cameron: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 101.83 percentage points lower than in Q1 2026, at 208.58%. Among 153 Wisconsin banks, Community Bank of Cameron sits 15th from the top on return on assets, 2.21% as of Q2 2026. Community Bank of Cameron's return on assets of 2.21% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.95 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.42% |
| Tier 1 risk-based capital ratio | 13.42% |
| Total risk-based capital ratio | 14.67% |
| Tier 1 leverage ratio | 9.00% |
| Equity capital to assets | 8.82% |
| Tangible equity to tangible assets | 8.82% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.53% |
| Non-performing assets ratio | 0.37% |
| Net charge-off ratio | 0.48% |
| Texas ratio | 3.86% |
| Allowance for credit losses to loans | 1.11% |
| Reserve coverage of non-performing loans | 208.58% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.21% |
| Return on equity | 24.82% |
| Net interest margin | 4.63% |
| Efficiency ratio | 50.25% |
| Yield on earning assets | 6.29% |
| Cost of funds | 1.73% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.21% |
| Core deposits to total deposits | 92.77% |
| Brokered deposits to total deposits | 3.40% |
| Deposits to assets | 87.55% |
| Securities to assets | 20.47% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.23% | 12.23% | 13.37% | 8.53% | 1.53% |
| Q4 2023 | 12.23% | 12.23% | 13.36% | 8.57% | 1.17% |
| Q1 2024 | 12.80% | 12.80% | 14.05% | 8.74% | 1.46% |
| Q2 2024 | 12.64% | 12.64% | 13.89% | 8.81% | 1.95% |
| Q3 2024 | 12.69% | 12.69% | 13.94% | 8.63% | 1.88% |
| Q4 2024 | 12.36% | 12.36% | 13.61% | 8.38% | 1.42% |
| Q1 2025 | 13.00% | 13.00% | 14.26% | 8.63% | 1.82% |
| Q2 2025 | 13.02% | 13.02% | 14.27% | 8.59% | 1.87% |
| Q3 2025 | 13.11% | 13.11% | 14.37% | 8.72% | 2.04% |
| Q4 2025 | 12.79% | 12.79% | 14.04% | 8.48% | 1.73% |
| Q1 2026 | 13.28% | 13.28% | 14.54% | 8.74% | 1.49% |
| Q2 2026 | 13.42% | 13.42% | 14.67% | 9.00% | 2.21% |
Community Bank of Cameron vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Cameron, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Cameron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12349) · FFIEC NIC profile (RSSD 385350)