Community Bank of Cameron: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 59.7% in Q2 2026, from $9.8M to $15.7M. It was the largest change from Q1 2026 among the key lines here. Community Bank of Cameron ranks 109th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 79.21% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Community Bank of Cameron reported 79.21% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $62.1M |
| Fed funds sold and reverse repos | $3.2M |
| Fed funds sold and reverse repos to assets | 1.43% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $6.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.89% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.21% |
| Net loans and leases to deposits | 78.33% |
| Loans and leases to core deposits | 82.36% |
| Core deposits to total deposits | 92.77% |
| Brokered deposits to total deposits | 3.40% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.98% | 96.26% | $0 | $6.1M |
| Q4 2023 | 85.62% | 95.68% | $1.7M | $8.6M |
| Q1 2024 | 82.35% | 95.28% | $0 | $6.1M |
| Q2 2024 | 81.33% | 93.33% | $0 | $4.8M |
| Q3 2024 | 81.33% | 93.55% | $0 | $5.3M |
| Q4 2024 | 85.17% | 93.54% | $0 | $6.3M |
| Q1 2025 | 84.62% | 91.86% | $0 | $6.5M |
| Q2 2025 | 82.53% | 92.78% | $0 | $6.5M |
| Q3 2025 | 82.00% | 92.76% | $0 | $6.5M |
| Q4 2025 | 80.83% | 93.33% | $0 | $6.5M |
| Q1 2026 | 81.63% | 93.17% | $0 | $6.5M |
| Q2 2026 | 79.21% | 92.77% | $0 | $6.5M |
Community Bank of Cameron liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Cameron, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Cameron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12349) · FFIEC NIC profile (RSSD 385350)