Community Bank of Elmhurst: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Elmhurst of Elmhurst, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.63% | 1.34% | -0.71% | 17th bottom |
| ROAE | 10.69% | 13.31% | -2.62% | 40th below |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 34th below |
| Efficiency Ratio | 79.82% | 61.14% | +18.68% | 14th bottom |
| PPNR / Avg Assets | 0.76% | 1.68% | -0.92% | 14th bottom |
| Yield on Earning Assets | 5.17% | 5.67% | -0.50% | 30th below |
| Cost of Funds | 1.58% | 1.88% | -0.30% | 64th above |
| Net Interest Spread | 2.97% | 3.32% | -0.35% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.53% | 0.94% | -0.41% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 47th below |
| NCO / Avg Loans | 0.18% | 0.16% | +0.02% | 13th bottom |
| ACL / Total Loans | 1.69% | 1.28% | +0.41% | 87th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 318.52% | 1538.92% | -1220.40% | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.86% | 7.33% | -2.47% | 42nd below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 248.21% | 1395.82% | -1147.61% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.24% | 19.50% | -4.26% | 51st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.24% | 19.54% | -4.30% | 51st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.50% | 20.62% | -4.12% | 52nd above |
| Leverage Ratio | 9.94% | 12.14% | -2.20% | 30th below |
| Equity / Assets | 6.04% | 11.38% | -5.34% | 3rd bottom |
| TCE / Tangible Assets | 6.04% | 11.09% | -5.05% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.06% | 80.64% | -8.58% | 67th above |
| Core Deposit Ratio | 85.26% | 86.86% | -1.60% | 31st below |
| Wholesale Funding Ratio | 2.78% | 5.03% | -2.25% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.09% | 6.85% | -2.76% | 47th below |
| Loan Growth (Y/Y) | 9.88% | 7.90% | +1.98% | 73rd above |
| Deposit Growth (Y/Y) | 0.03% | 6.29% | -6.26% | 23rd bottom |
See Community Bank of Elmhurst's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank of Elmhurst, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Elmhurst profile, how to read a UBPR, or how this data updates.