The Community Bank (Bridgeport, TX)
BankRegReports is independent of The Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
The Community Bank is an FDIC-insured commercial bank headquartered in Bridgeport, TX, established in 2007 (FDIC certificate 58517), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $211.8M, up 17.2% from Q2 2025, the 251st largest of 346 banks headquartered in Texas. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.55% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58517
- Headquarters
- Bridgeport, TX
- Established
- 2007
- Total assets, Q2 2026
- $211.8M
- Assets vs Q2 2025
- +17.2%
- Tier 1 leverage ratio, Q2 2026
- 10.55%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 111925579
- Latest call report
- Q2 2026, FFIEC 051 · The Community Bank call report
- Holding company
- COMMUNITY BANCSHARES, INC.
- Asset rank in state
- 251st of 346 in Texas
Problem loans are rising at The Community Bank. Its balance sheet stood at $212 million at June 30, 2026, up 17.2% from a year earlier; it is based in Bridgeport, Texas. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.64% of loans from 0.14% a year earlier. It grew deposits 17.4% over the year, 4.3 times the median of 4.0% for the 2,660 banks with $100 million to $1 billion in assets. It also carries problem assets equal to 10.2% of the capital and reserves that would absorb them, 3.9 times the median of 2.6% for banks its size.
Deposits are coming in faster than loans: over the year loans rose 3.2% and deposits rose 17.4%. The commercial and industrial book ($18 million) is worsening: 10.88% of it is past due or on nonaccrual, up from 0.37% a year earlier.
As of June 30, 2026, The Community Bank reported a return on assets of 1.15%, a nonperforming-loan ratio of 1.64% and a Texas ratio of 10.17%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Community Bank is the 251st largest of the 346 banks headquartered in Texas. Between Q1 2026 and Q2 2026, its total assets rose 5.8% to $211.8M, loans rose 2.7% and deposits rose 6.2%. 1-4 family residential loans made up 31.1% of its total loans on June 30, 2026, its largest category; next came construction and land development loans at 24.7%. Its 2 offices in the FDIC Summary of Deposits are in Bridgeport, TX and Springtown, TX; its Bridgeport office books 78% of its branch deposits. On its Q2 2026 call report, The Community Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 507 Us Highway 380, Bridgeport, TX 76426
- County
- Wise
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 6, 2007
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 35
- Domestic deposits
- $191.8M
- Allowance for credit losses
- $908K
- Net charge-offs (YTD)
- $263K
- Average total assets
- $209.0M
- Average total loans
- $118.9M
- Average interest-bearing deposits
- $130.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- June 6, 2007
- FDIC Cert
- 58517
- Fed RSSD
- 3479018
- Website
- www.onlinewithtcb.com →
- Parent Holding Company
- COMMUNITY BANCSHARES, INC. (RSSD 3554988)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Community Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Community Bank's total assets ranged from $161.2M (Q3 2023) to $211.8M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$211.8M total assets against $180.8M; $193.4M total liabilities against $165.0M.
$118.6M net loans and leases against $114.9M; $191.8M total deposits against $163.4M.
$55.8M securities against $40.0M; $26.6M cash and balances due against $14.9M.
$2.8M total interest income against $2.7M; $825K total interest expense against $740K.
$2.0M net interest income against $2.0M.
$313K total noninterest income against $298K; $1.5M total noninterest expense against $1.4M.
$91K provision for credit losses against $23K.
$602K net income against $653K.
1.15% return on assets against 1.43%; 4.15% net interest margin against 4.64%.
10.55% tier 1 leverage ratio against 10.96%.
Inside the full The Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Community Bank rankings
Its closest position to the top of a national ranking is 626 of 3,640, for Texas Ratio; its furthest is 2,891 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.08% (Q1 2026) to 1.46% (Q1 2025) and its net interest margin ran from 4.09% (Q1 2026) to 4.64% (Q2 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.55% | 1.15% | 1.64% | 10.17% | 4.15% |
| Q1 2026 | 10.68% | 1.08% | 1.77% | 11.14% | 4.09% |
| Q4 2025 | 10.76% | 1.26% | 0.15% | 0.94% | 4.33% |
| Q3 2025 | 10.89% | 1.28% | 0.14% | 0.91% | 4.48% |
| Q2 2025 | 10.96% | 1.43% | 0.14% | 0.97% | 4.64% |
| Q1 2025 | 10.69% | 1.46% | 0.27% | 1.92% | 4.56% |
| Q4 2024 | 10.84% | 1.36% | 0.16% | 1.19% | 4.55% |
| Q3 2024 | 10.34% | 1.30% | 0.18% | 1.22% | 4.48% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Community Bank | Bridgeport , TX | 76426 | $148.7M |
| Springtown Branch | Springtown , TX | 76082 | $43.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 300 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows The Community Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about The Community Bank
What are The Community Bank's total assets?
As of the Q2 2026 filing, The Community Bank reported total assets of $211.8 million in its FFIEC call report.
Where is The Community Bank headquartered?
It is headquartered in Bridgeport, TX, United States.
When was The Community Bank founded?
It was established in 2007, per the FDIC institution directory.
Is The Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58517). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Community Bank?
The Community Bank's primary federal regulator is the FDIC.
How many branches does The Community Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Community Bank's Texas Ratio?
Its Texas Ratio is 10.17% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on The Community Bank.
Get an email when The Community Bank files its next call report, and benchmark it against any peer you choose.
Unlock The Community Bank, freeFree account