The Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Community Bank of Bridgeport, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.15% | 1.35% | -0.20% | 42nd below |
| ROAE | 13.38% | 12.05% | +1.33% | 56th above |
| Net Interest Margin | 4.15% | 3.90% | +0.25% | 62nd above |
| Efficiency Ratio | 64.29% | 63.15% | +1.14% | 41st below |
| PPNR / Avg Assets | 1.58% | 1.64% | -0.06% | 49th below |
| Yield on Earning Assets | 5.83% | 5.65% | +0.18% | 60th above |
| Cost of Funds | 1.78% | 1.85% | -0.07% | 52nd above |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.32% | 3.35% | -0.03% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.62% | 0.92% | +0.70% | 17th bottom |
| NPA / Total Assets | 0.92% | 0.67% | +0.25% | 22nd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 30th below |
| ACL / Total Loans | 0.76% | 1.28% | -0.52% | 9th bottom |
| ACL / NPLs (Coverage) | 46.85% | 1645.82% | -1598.97% | 9th bottom |
| Texas Ratio | 10.17% | 7.15% | +3.02% | 22nd bottom |
| Provision / NCO | 57.79% | 1189.89% | -1132.10% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.55% | 12.46% | -1.91% | 43rd below |
| Equity / Assets | 8.66% | 11.67% | -3.01% | 22nd bottom |
| TCE / Tangible Assets | 8.66% | 11.40% | -2.74% | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.33% | 78.65% | -16.32% | 80th top |
| Core Deposit Ratio | 80.89% | 87.10% | -6.21% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.16% | 6.47% | +10.69% | 93rd top |
| Loan Growth (Y/Y) | 3.19% | 7.64% | -4.45% | 38th below |
| Deposit Growth (Y/Y) | 17.38% | 6.02% | +11.36% | 93rd top |
See The Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Community Bank profile, how to read a UBPR, or how this data updates.