Community Bank & Trust - West Georgia: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q1 2026 filing, Community Bank & Trust - West Georgia reported 8 of the 9 line items on this page. It did not report derivatives notional to total assets. Unused loan commitments was $1.1M in Q1 2026, down 5.6% from $1.2M in Q1 2025. That is 0.4% of its total assets. Across the 12 quarters shown it ranged from $438K (Q4 2023) to $1.4M (Q3 2025).
What the off-balance-sheet exposure page covers and where each line comes from.
Between Q4 2025 and Q1 2026, none of the key lines on this page moved by much; the largest change was in Unused loan commitments, from $1.1M to $1.1M.
Commitments
| Line item | Q1 2026 |
|---|---|
| Unused loan commitments | $1.1M |
| Letters of credit | $190K |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Derivatives
| Line item | Q1 2026 |
|---|---|
| Total derivatives, notional | $0 |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | — |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Trading positions
| Line item | Q1 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit |
|---|---|---|
| Q2 2023 | $549K | $720K |
| Q3 2023 | $514K | $720K |
| Q4 2023 | $438K | $720K |
| Q1 2024 | $472K | $720K |
| Q2 2024 | $597K | $720K |
| Q3 2024 | $566K | $720K |
| Q4 2024 | $979K | $190K |
| Q1 2025 | $1.2M | $190K |
| Q2 2025 | $1.1M | $190K |
| Q3 2025 | $1.4M | $190K |
| Q4 2025 | $1.1M | $190K |
| Q1 2026 | $1.1M | $190K |
Community Bank & Trust - West Georgia off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q1 2026. How these pages are built. See the full Community Bank & Trust - West Georgia profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25796) · FFIEC NIC profile (RSSD 761833)