Community First Bank of Indiana: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 14.65 percentage points in Q2 2026, from 85.96% to 100.61%. It was the largest change from Q1 2026 among the key lines here. Within Indiana, Community First Bank of Indiana is 36th of 87 on return on assets, 1.29% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Community First Bank of Indiana sits 0.05 points higher, at 1.29% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 9.85% |
| Tier 1 risk-based capital ratio | 9.85% |
| Total risk-based capital ratio | 11.56% |
| Tier 1 leverage ratio | 9.92% |
| Equity capital to assets | 10.51% |
| Tangible equity to tangible assets | 9.26% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.83% |
| Non-performing assets ratio | 1.94% |
| Net charge-off ratio | 0.17% |
| Texas ratio | 18.34% |
| Allowance for credit losses to loans | 1.84% |
| Reserve coverage of non-performing loans | 100.61% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.29% |
| Return on equity | 11.39% |
| Net interest margin | 6.94% |
| Efficiency ratio | 66.19% |
| Yield on earning assets | 9.48% |
| Cost of funds | 2.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.65% |
| Core deposits to total deposits | 83.09% |
| Brokered deposits to total deposits | 10.96% |
| Deposits to assets | 83.05% |
| Securities to assets | 1.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 8.77% | 8.77% | 10.75% | 8.39% | 0.89% |
| Q4 2023 | 9.91% | 9.91% | 11.96% | 9.73% | 1.86% |
| Q1 2024 | 10.06% | 10.06% | 12.23% | 9.69% | 1.17% |
| Q2 2024 | 9.98% | 9.98% | 12.26% | 9.71% | 1.69% |
| Q3 2024 | 9.99% | 9.99% | 12.29% | 9.75% | 1.55% |
| Q4 2024 | 10.35% | 10.35% | 12.64% | 10.19% | 1.37% |
| Q1 2025 | 10.39% | 10.39% | 12.74% | 10.01% | 1.53% |
| Q2 2025 | 10.33% | 10.33% | 12.67% | 10.19% | 1.56% |
| Q3 2025 | 10.27% | 10.27% | 12.64% | 10.21% | 1.54% |
| Q4 2025 | 10.39% | 10.39% | 12.90% | 10.20% | 1.28% |
| Q1 2026 | 10.24% | 10.24% | 12.51% | 10.36% | 1.11% |
| Q2 2026 | 9.85% | 9.85% | 11.56% | 9.92% | 1.29% |
Community First Bank of Indiana vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community First Bank of Indiana, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community First Bank of Indiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57511) · FFIEC NIC profile (RSSD 3165357)