Community Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Savings Bank of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.11% | 1.34% | -1.45% | 4th bottom |
| ROAE | -0.95% | 13.32% | -14.27% | 4th bottom |
| Net Interest Margin | 2.36% | 3.93% | -1.57% | 2nd bottom |
| Efficiency Ratio | 104.36% | 61.12% | +43.24% | 3rd bottom |
| PPNR / Avg Assets | -0.11% | 1.68% | -1.79% | 2nd bottom |
| Yield on Earning Assets | 3.98% | 5.67% | -1.69% | 2nd bottom |
| Cost of Funds | 1.81% | 1.88% | -0.07% | 50th above |
| Net Interest Spread | 2.15% | 3.32% | -1.17% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.53% | 0.94% | -0.41% | 44th below |
| NPA / Total Assets | 0.31% | 0.70% | -0.39% | 51st above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 82nd top |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 29th below |
| ACL / NPLs (Coverage) | 193.06% | 1539.26% | -1346.20% | 47th below |
| Texas Ratio | 2.52% | 7.33% | -4.81% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.50% | 12.14% | +1.36% | 78th top |
| Equity / Assets | 11.54% | 11.37% | +0.17% | 66th above |
| TCE / Tangible Assets | 11.54% | 11.09% | +0.45% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.29% | 80.64% | -14.35% | 75th top |
| Core Deposit Ratio | 90.44% | 86.86% | +3.58% | 57th above |
| Wholesale Funding Ratio | 1.22% | 5.04% | -3.82% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.11% | 6.85% | -6.74% | 20th bottom |
| Loan Growth (Y/Y) | 4.32% | 7.90% | -3.58% | 44th below |
| Deposit Growth (Y/Y) | -1.42% | 6.29% | -7.71% | 16th bottom |
See Community Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Savings Bank profile, how to read a UBPR, or how this data updates.