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Core Bank: Peer Group Comparison

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Average peer standing 37/100
Peer group Banks with $1B to $10B in assets
Peers compared 895
Quartile spread 4 best quarter · 0 better half · 9 worse half · 8 worst quarter
Texas Ratio · better than 92% of peersNPL / Total Loans · better than 86% of peersNCO / Avg Loans · better than 86% of peers CRE / Total Capital · better than 4% of peersEfficiency Ratio · better than 10% of peersPPNR / Avg Assets · better than 10% of peers

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Core Bank of Omaha, NE against its peer group of 895 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $1B to $10B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.

How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.

Profitability

Metric This bank Peer median Diff Percentile and standing
ROAA 0.75% 1.29% -0.54% 15th worst quarter
ROAE 8.05% 12.61% -4.56% 19th worst quarter
Net Interest Margin 3.28% 3.71% -0.43% 25th worst quarter
Efficiency Ratio 76.14% 58.32% +17.82% 90th worst quarter
PPNR / Avg Assets 0.89% 1.75% -0.86% 10th worst quarter
Yield on Earning Assets 5.66% 5.54% +0.12% 57th
Cost of Funds 2.60% 2.01% +0.59% 82nd worst quarter
Net Interest Spread 2.79% 3.09% -0.30% 33rd worse half

Asset Quality

Metric This bank Peer median Diff Percentile and standing
NPL / Total Loans 0.11% 0.52% -0.41% 14th best quarter
NPA / Total Assets 0.09% 0.41% -0.32% 15th best quarter
NCO / Avg Loans 0.00% 0.03% -0.03% 14th best quarter
ACL / Total Loans 1.39% 1.15% +0.24% 79th
ACL / NPLs (Coverage) 1232.36% 204.05% +1028.31% —
Texas Ratio 0.25% 3.58% -3.33% 8th best quarter
CRE / Total Capital 413.35% 223.76% +189.59% 96th worst quarter

Capital Adequacy

Metric This bank Peer median Diff Percentile and standing
CET1 Ratio 12.17% 13.52% -1.35% 28th worse half
Tier 1 Ratio 12.17% 13.55% -1.38% 27th worse half
Total Capital Ratio 13.42% 14.66% -1.24% 30th worse half
Leverage Ratio 9.77% 10.52% -0.75% 30th worse half
Equity / Assets 9.54% 10.38% -0.84% 33rd worse half
TCE / Tangible Assets 9.54% 9.80% -0.26% 44th worse half

Liquidity & Funding

Metric This bank Peer median Diff Percentile and standing
Loan / Deposit 105.39% 88.15% +17.24% 92nd
Core Deposit Ratio 87.07% 88.46% -1.39% 42nd worse half
Uninsured Deposit Ratio 32.33% 30.92% +1.41% 54th worse half
Borrowings / Total Assets 11.48% 3.92% +7.56% 89th worst quarter

Growth & Management

Metric This bank Peer median Diff Percentile and standing
Asset Growth (Y/Y) -0.66% 5.45% -6.11% 12th
Loan Growth (Y/Y) -5.83% 5.90% -11.73% 4th
Deposit Growth (Y/Y) -4.88% 5.07% -9.95% 4th

See Core Bank's peers by name

The 895 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Core Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Core Bank peer analysis.