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Branch Network

Cullman Savings Bank Locations & Branches Cullman, Alabama

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Cullman Savings Bank operates 5 branches from its headquarters in Cullman, AL, .

Cullman Savings Bank branch network

All 5 branches are in ALABAMA, across 2 cities. Cullman, AL has the most of its branches, 4. Its largest office by deposits is its main office in Cullman, AL, with $248.0M (80.5% of its branch deposits). It had the same number of branches on June 30, 2025.

Cullman Savings Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 18.64% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$456.7M
Tier 1 leverage ratio, Q2 2026
18.64%
Deposit insurance
FDIC
Regulator
OCC
Latest call report
Q2 2026, FFIEC 051
Established
1937

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Cullman, AL (4 branches) 4 of 12 12.7% $289.2M
State: AL (5 branches) 65 of 131 0.2% $308.2M

Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.

Share by county and metro area

Cullman Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Cullman, AL (5 branches) 4 of 12 12.0% $308.2M $2.56B

Metro areas

Metro area Rank Deposit share Deposits Metro total
Cullman, AL (5 branches) 4 of 12 12.0% $308.2M $2.56B
Branch Location ZIP Deposits
Cullman Savings Bank (main office)
Cullman, AL
35055 $248.0M
3201 Alabama Hwy 157 Branch
Cullman, AL
35058 $29.4M
101 Main Street SW Branch
Hanceville, AL
35077 $19.0M
South Branch Office Branch
Cullman, AL
35055 $11.8M
278 Branch
Cullman, AL
35055 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.