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Cullman County, AL Bank Deposit Market Share

Traditions Bank holds the largest share of deposits in Cullman County, AL, 16.6%, followed by Regions Bank (16.6%) and Southpoint Bank (15.0%). 12 institutions hold $2.56B at 32 offices as of June 30, 2026, down 2.5% from 2025.

Institutions: 12 Offices: 32 Deposits: $2.56B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Regions Bank (0.99 points); Traditions Bank (0.98 points); Cullman Savings Bank (0.63 points).

Lost: Peoples Bank of Alabama (-1.42 points); Southpoint Bank (-0.55 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Traditions Bank 3 $425.7M 16.61% +0.98 pts 3.6%
2 Regions Bank 1 $425.4M 16.60% +0.99 pts 3.7%
3 Southpoint Bank 4 $384.2M 14.99% -0.55 pts -5.9%
4 Cullman Savings Bank 5 $308.2M 12.03% +0.63 pts 2.9%
5 Peoples Bank of Alabama 6 $294.2M 11.48% -1.42 pts -13.2%
6 Premier Bank of the South 5 $244.2M 9.53% +0.24 pts 0.0%
7 Evabank 2 $166.7M 6.51% +0.38 pts 3.5%
8 Wells Fargo Bank, N.A. 1 $118.2M 4.61% +0.32 pts 4.7%
9 Citizens Bank & Trust 2 $86.6M 3.38% +0.60 pts 18.4%
10 PNC Bank, N.A. 1 $64.1M 2.50% +0.21 pts 6.4%
11 First National Bank of Pulaski 1 $43.3M 1.69% +0.39 pts 27.1%
12 Woodforest National Bank 1 $2.0M 0.08% 0.00 pts -5.5%

About this list

Deposits are those held at each institution's offices in Cullman County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Alabama deposits by institution Cullman, AL metro area Alabama bank directory

Other counties in Alabama

Jefferson CountyMadison CountyMobile CountyMontgomery CountyBaldwin CountyShelby CountyTuscaloosa CountyLee CountyHouston CountyMorgan CountyMarshall CountyLauderdale CountyCalhoun CountyEtowah CountyLimestone CountySt. Clair CountyColbert CountyElmore CountyWalker CountyPike CountyDekalb CountyJackson CountyTalladega CountyEscambia CountyCoffee CountyBlount CountyCovington CountyRussell CountyAutauga CountyTallapoosa CountyFranklin CountyMarion CountyClarke CountyDallas CountyChilton CountyGeneva CountyMarengo CountyDale CountyChambers CountyWinston County

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