Dacotah Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dacotah Bank of Aberdeen, SD against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.46% | -0.42% | 32nd below |
| ROAE | 10.80% | 12.72% | -1.92% | 38th below |
| Net Interest Margin | 4.00% | 3.85% | +0.15% | 68th above |
| Efficiency Ratio | 60.79% | 57.40% | +3.39% | 42nd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.79% | 1.88% | -0.09% | 55th above |
| Yield on Earning Assets | 5.78% | 5.72% | +0.06% | 65th above |
| Cost of Funds | 2.07% | 2.02% | +0.05% | 46th below |
| Net Interest Spread | 3.42% | 3.18% | +0.24% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.72% | 1.00% | +0.72% | 14th bottom |
| NPA / Total Assets | 1.43% | 0.76% | +0.67% | 13th bottom |
| NCO / Avg Loans | 0.43% | 0.43% | +0.00% | 11th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.31% | -0.14% | 53rd above |
| ACL / NPLs (Coverage) | 67.93% | 544.28% | -476.35% | 15th bottom |
| Texas Ratio | 13.90% | 7.38% | +6.52% | 14th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 185.63% | 619.58% | -433.95% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.27% | 17.35% | -6.08% | 14th bottom |
| Tier 1 Ratio | 11.27% | 17.38% | -6.11% | 13th bottom |
| Total Capital Ratio | 12.37% | 18.43% | -6.06% | 14th bottom |
| Leverage Ratio | 10.07% | 11.44% | -1.37% | 39th below |
| Equity / Assets | 9.77% | 11.34% | -1.57% | 38th below |
| TCE / Tangible Assets | 9.60% | 10.50% | -0.90% | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.86% | 86.94% | +6.92% | 34th below |
| Core Deposit Ratio | 92.35% | 85.54% | +6.81% | 71st above |
| Uninsured Deposit Ratio | 33.47% | 33.12% | +0.35% | 43rd below |
| Wholesale Funding Ratio | 1.10% | 5.71% | -4.61% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.00% | 9.69% | -2.69% | 62nd above |
| Loan Growth (Y/Y) | 8.15% | 8.06% | +0.09% | 65th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.01% | 7.87% | -1.86% | 58th above |
See Dacotah Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dacotah Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dacotah Bank profile, how to read a UBPR, or how this data updates.