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Decorah Bank and Trust Company Locations & Branches Decorah, Iowa
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Decorah Bank and Trust Company operates 3 branches from its headquarters in Decorah, IA, .
Decorah Bank and Trust Company branch network
All 3 branches are in IOWA, across 2 cities. Decorah, IA has the most of its branches, 2. Its largest office by deposits is the Decorah Bank & Trust Company office in Decorah, IA, with $552.6M (79.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Decorah Bank and Trust Company at a glance
Its CET1 capital ratio was 13.13% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $794.1M
- CET1 ratio, Q2 2026
- 13.13%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1935
Full financial profile · Is Decorah Bank and Trust Company safe? · Decorah Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Decorah, IA (2 branches) | 1 of 5 | 63.7% | $552.6M |
| State: IA (3 branches) | 37 of 261 | 0.5% | $694.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Decorah Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Winneshiek, IA (2 branches) | 1 of 9 | 44.1% | $552.6M | $1.25B |
| Howard, IA (1 branch) | 2 of 4 | 23.9% | $142.1M | $593.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Decorah Bank & Trust Company | Decorah, IA | 52101 | $552.6M |
| Cresco Branch | Cresco, IA | 52136 | $142.1M |
| Decorah Branch | Decorah, IA | 52101 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15200) · FFIEC NIC profile (RSSD 872047)