Green Belt Bank & Trust
Also written as GBB&T
BankRegReports is independent of Green Belt Bank & Trust and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Green Belt Bank & Trust is an FDIC-insured commercial bank headquartered in Iowa Falls, IA, supervised by the FDIC, with $758.7M in total assets at Q2 2026, up 6.6% from Q2 2025, the 37th largest of 225 banks headquartered in Iowa. It was established in 1986 and holds FDIC certificate 26760. Its CET1 capital ratio was 10.13% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 26760
- Headquarters
- Iowa Falls, IA
- Established
- 1986
- Total assets, Q2 2026
- $758.7M
- Assets vs Q2 2025
- +6.6%
- CET1 ratio, Q2 2026
- 10.13%
- Domestic offices
- 9 · Green Belt Bank & Trust branches FDIC institution directory, current count
- Routing number
- 073921679
- Safety and soundness
- Is Green Belt Bank & Trust safe?
- Latest call report
- Q2 2026, FFIEC 051 · Green Belt Bank & Trust call report
- Holding company
- GREEN BELT BANCORPORATION
- Asset rank in state
- 37th of 225 in Iowa
Green Belt Bank & Trust operates with a thinner capital cushion than most banks of its size. It reported $759 million in assets at June 30, 2026, up 6.6% from a year earlier. It holds common equity equal to 10.13% of its risk-weighted assets, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 15.11%). It also pays an average of 2.51% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
Net income for the quarter rose 15% from a year earlier, to $3.3 million. Its margin is thin by comparison: it keeps 3.42 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.96 cents).
As of June 30, 2026, Green Belt Bank & Trust reported a CET1 capital ratio of 10.13%, a return on assets of 1.74%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.30%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Green Belt Bank & Trust is the 37th largest of the 225 banks headquartered in Iowa. Between Q1 2026 and Q2 2026, its total assets fell 1.7% to $758.7M, loans rose 0.1% and deposits fell 2.0%. Farmland and other real estate loans made up 31.6% of its total loans on June 30, 2026, its largest category; next came agricultural production loans at 22.0%. The FDIC Summary of Deposits lists 9 offices for it, in 6 cities in IA; its Iowa Falls 3 offices book 63% of its branch deposits. By the capital ratios in its Q2 2026 call report, Green Belt Bank & Trust meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 616 Washington Ave, Iowa Falls, IA 50126
- County
- Hardin
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- July 31, 1986
- Domestic offices
- 9 FDIC institution directory, current count
- Employees (FTE)
- 91
- Domestic deposits
- $676.6M
- Allowance for credit losses
- $8.9M
- Net charge-offs (YTD)
- -$78K
- Average total assets
- $760.6M
- Average total loans
- $644.3M
- Average interest-bearing deposits
- $620.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 31, 1986
- FDIC Cert
- 26760
- Fed RSSD
- 803649
- Website
- www.greenbeltbank.com →
- Parent Holding Company
- GREEN BELT BANCORPORATION (RSSD 1140958)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Green Belt Bank & Trust's total assets ranged from $655.8M (Q3 2023) to $772.0M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$758.7M total assets against $712.0M; $688.0M total liabilities against $647.3M.
$628.4M net loans and leases against $602.4M; $676.6M total deposits against $634.5M.
$56.5M securities against $56.6M; $44.4M cash and balances due against $24.6M.
$10.6M total interest income against $9.9M; $4.3M total interest expense against $4.3M.
$6.3M net interest income against $5.6M.
$1.1M total noninterest income against $1.0M; $3.9M total noninterest expense against $3.6M.
$88K provision for credit losses against $97K.
$3.3M net income against $2.9M.
1.74% return on assets against 1.61%; 3.42% net interest margin against 3.25%.
10.13% CET1 capital ratio against 9.89%; 9.18% tier 1 leverage ratio against 8.99%.
Inside the full Green Belt Bank & Trust terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeGreen Belt Bank & Trust rankings
Its closest position to the top of a national ranking is 827 of 3,611, for ROA; its furthest is 2,082 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.88% (Q4 2024) to 1.74% (Q2 2026) and its net interest margin ran from 2.92% (Q3 2024) to 3.42% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.13% | 1.74% | 0.04% | 0.30% | 3.42% |
| Q1 2026 | 9.85% | 1.71% | 0.20% | 1.69% | 3.29% |
| Q4 2025 | 9.77% | 0.94% | 0.18% | 1.56% | 3.22% |
| Q3 2025 | 10.23% | 1.72% | 0.04% | 0.34% | 3.24% |
| Q2 2025 | 9.89% | 1.61% | 0.02% | 0.15% | 3.25% |
| Q1 2025 | 9.54% | 1.40% | 0.15% | 1.36% | 3.04% |
| Q4 2024 | 9.45% | 0.88% | 0.16% | 1.48% | 3.01% |
| Q3 2024 | 9.91% | 1.27% | 0.11% | 0.94% | 2.92% |
Swipe the table sideways to see every column.
Branch Network
View all 9 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Green Belt Bank & Trust (main office) | Iowa Falls , IA | 50126 | $424.1M |
| Grundy Center Branch | Grundy Center , IA | 50638 | $76.7M |
| Belmond Branch | Belmond , IA | 50421 | $57.8M |
| Ackley Branch | Ackley , IA | 50601 | $47.9M |
| Eldora Branch | Eldora , IA | 50627 | $35.3M |
| Green Belt Bank & Trust, Parkersburg Branch | Parkersburg , IA | 50665 | $34.7M |
| Ashbrook Branch | Iowa Falls , IA | 50126 | $0 |
| Parking Lot Branch | Iowa Falls , IA | 50126 | $0 |
| Presbyterian Village Branch | Ackley , IA | 50601 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 1, 1986 | Structure Change | Acquired Citizens State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 31, 1986 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.5% of deposits in IA, rank 40 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $275K approved, $275K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Green Belt Bank & Trust’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Green Belt Bank & Trust
What are Green Belt Bank & Trust's total assets?
As of the Q2 2026 filing, Green Belt Bank & Trust reported total assets of $758.7 million in its FFIEC call report.
Where is Green Belt Bank & Trust headquartered?
It is headquartered in Iowa Falls, IA, United States.
When was Green Belt Bank & Trust founded?
It was established in 1986, per the FDIC institution directory.
Is Green Belt Bank & Trust FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26760). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Green Belt Bank & Trust?
Green Belt Bank & Trust's primary federal regulator is the FDIC.
What is Green Belt Bank & Trust's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.13% in its Q2 2026 call report, above regulatory requirements.
How many branches does Green Belt Bank & Trust operate?
It operates 9 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Green Belt Bank & Trust's Texas Ratio?
Its Texas Ratio is 0.30% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Green Belt Bank & Trust.
Get an email when Green Belt Bank & Trust files its next call report, and benchmark it against any peer you choose.
Unlock Green Belt Bank & Trust, freeFree account