Green Belt Bank & Trust: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 6.8% to -$1.9M. On CET1 ratio, Green Belt Bank & Trust is 3rd from the bottom among 114 Iowa banks, 10.13% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Green Belt Bank & Trust sits 4.94 points lower, at 10.13% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.13% |
| Tier 1 risk-based capital ratio | 10.13% |
| Total risk-based capital ratio | 11.38% |
| Tier 1 leverage ratio | 9.18% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $69.6M |
| Tier 1 capital | $69.6M |
| Total risk-based capital | $78.2M |
| Total equity capital | $70.7M |
| Risk-weighted assets | $686.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.32% |
| Tangible equity to tangible assets | 8.95% |
| Equity capital to average assets | 9.29% |
| Internal capital growth rate | 9.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.3M |
| Common stock surplus | $6.7M |
| Retained earnings | $64.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.36% | 10.36% | 11.61% | 9.24% | $581.1M |
| Q4 2023 | 9.62% | 9.62% | 10.87% | 8.91% | $618.9M |
| Q1 2024 | 9.77% | 9.77% | 11.02% | 8.86% | $614.0M |
| Q2 2024 | 9.80% | 9.80% | 11.05% | 8.96% | $619.3M |
| Q3 2024 | 9.91% | 9.91% | 11.17% | 9.15% | $620.1M |
| Q4 2024 | 9.45% | 9.45% | 10.70% | 8.94% | $651.1M |
| Q1 2025 | 9.54% | 9.54% | 10.79% | 8.84% | $657.1M |
| Q2 2025 | 9.89% | 9.89% | 11.14% | 8.99% | $650.1M |
| Q3 2025 | 10.23% | 10.23% | 11.48% | 9.17% | $646.6M |
| Q4 2025 | 9.77% | 9.77% | 11.02% | 8.98% | $680.2M |
| Q1 2026 | 9.85% | 9.85% | 11.10% | 9.07% | $690.1M |
| Q2 2026 | 10.13% | 10.13% | 11.38% | 9.18% | $686.8M |
Green Belt Bank & Trust regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Green Belt Bank & Trust, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Green Belt Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26760) · FFIEC NIC profile (RSSD 803649)