Green Belt Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Green Belt Bank & Trust of Iowa Falls, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.34% | +0.40% | 76th top |
| ROAE | 19.01% | 13.31% | +5.70% | 84th top |
| Net Interest Margin | 3.42% | 3.93% | -0.51% | 25th below |
| Efficiency Ratio | 52.26% | 61.15% | -8.89% | 76th top |
| PPNR / Avg Assets | 1.85% | 1.68% | +0.17% | 65th above |
| Yield on Earning Assets | 5.76% | 5.67% | +0.09% | 57th above |
| Cost of Funds | 2.51% | 1.88% | +0.63% | 15th bottom |
| Net Interest Spread | 3.05% | 3.32% | -0.27% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.25% | 0.94% | -0.69% | 61st above |
| NPA / Total Assets | 0.21% | 0.70% | -0.49% | 59th above |
| NCO / Avg Loans | -0.07% | 0.16% | -0.23% | 95th top |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 72nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 569.30% | 1539.45% | -970.15% | 73rd above |
| Texas Ratio | 2.13% | 7.34% | -5.21% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.13% | 19.51% | -9.38% | 3rd bottom |
| Tier 1 Ratio | 10.13% | 19.55% | -9.42% | 3rd bottom |
| Total Capital Ratio | 11.38% | 20.63% | -9.25% | 4th bottom |
| Leverage Ratio | 9.18% | 12.14% | -2.96% | 15th bottom |
| Equity / Assets | 9.32% | 11.38% | -2.06% | 32nd below |
| TCE / Tangible Assets | 8.95% | 11.09% | -2.14% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.20% | 80.63% | +13.57% | 20th bottom |
| Core Deposit Ratio | 83.91% | 86.86% | -2.95% | 27th below |
| Wholesale Funding Ratio | 0.87% | 5.04% | -4.17% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.57% | 6.85% | -0.28% | 66th above |
| Loan Growth (Y/Y) | 4.34% | 7.91% | -3.57% | 44th below |
| Deposit Growth (Y/Y) | 6.64% | 6.29% | +0.35% | 68th above |
See Green Belt Bank & Trust's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Green Belt Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Green Belt Bank & Trust profile, how to read a UBPR, or how this data updates.